1208 E 2nd Ct, Panama City, FL 32401 Property Records

Bay County property record for 1208 E 2nd Ct, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,448 sqft · built 2005
Lot Size0.203 acres (8,886 sqft)
OwnerIndividual Name on File
Last Sale$88,000 (Feb 2018)
Tax Bill$2,517 (2025)
Flood ZoneZone X (minimal risk)
APN21299-010-000

Property Details

APN / Parcel Number

Primary APN21299-010-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,448 sqft Heated Area
Gross Area3,252 sqft
1st Floor Area916 sqft
2nd Floor Area1,532 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area8,886 sqft (0.203 acres)
Lot Dimensions137 ft deep x 65 ft wide
Garage Area616 sqft
DrivewayDriveway
Driveway Area1,296 sqft

Exterior Amenities

PorchPorch
Porch Area188 sqft
Deck AreaDeck Area
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1208 E 2ND CT
CityPANAMA CITY
StateFL
Zip32401-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC02
Legal DescriptionSUDDUTH'S 4TH ADD LOT B REPLAT E1/2 ORB 650 P 541 & 542 BLK 67
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionSUDDUTHS 4TH ADD
Legal Block67
Legal Lot NumberB
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2022
Census Tract1900

Owner

1208 E 2nd Ct is owned and occupied by an individual who bought it in February 2018.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1208 E 2ND CT, PANAMA CITY, FL 32401-4002
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2018 · Amount on File
Deed SaleFeb 6, 2018 · Amount on File
Prior SaleApr 9, 2007 · Amount on File
Deed Document Number2018006958
Deed Book / Page3977 / 0837
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1208 E 2nd Ct was $2,517 with exemptions applied.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,517.00 Homeowner's exemption Widower's exemption$206,438$258,123 Land $44,450 Building $213,673
2023$2,748.00 (+2.27%) Homeowner's exemption Widower's exemption$194,777 (+3%)$219,156 (+9.97%) Land $39,910 Building $179,246
2022$2,687.00 Homeowner's exemption Widower's exemption$189,104$199,285 Land $35,308 Building $163,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1208 E 2nd Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims10 (1995–2020)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 E 2nd Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E 2nd Ct

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