Red Willow County property record for 1208 E 1st St, Mc Cook, NE 69001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,506 sqft · built 1943 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (May 2026) |
| Tax Bill | $2,178 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001207700 |
| Primary APN | 001207700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,506 sqft Living Area |
| 1st Floor Area | 978 sqft |
| Basement Area | 396 sqft |
| Finished Basement | 297 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 579 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1208 E 1ST ST |
|---|---|
| City | MC COOK |
| State | NE |
| Zip | 69001-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST ADDITION MCCOOK BLK 11, LOT 3 |
| Legal Range | 29W |
| Legal Township | 03N |
| Legal Subdivision | HILLCREST ADD |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | RED WILLOW NE |
| Township / Civil Division | MCCOOK |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 963200 |
1208 E 1st St is owned and occupied by an individual who bought it in May 2026.
Source: Red Willow County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1208 E 1ST ST, MC COOK, NE 69001-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer · FHA Mortgage CHARTER BANK |
| May 27, 2026 | Warranty Deed, Transfer · FHA Mortgage CHARTER W BANK |
| Jun 8, 2006 | Deed of Trust, Mortgage BANK OF BARTRAND |
| Jul 1, 2013 | Deed of Trust, Mortgage HOME FEDERAL SAVINGS & LOAN ASSOCIATION |
| May 24, 2005 | Deed of Trust, Mortgage · Line of Credit LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA |
| May 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jun 24, 2011 | Joint Tenancy Deed, Transfer · Conventional Mortgage MCCOOK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | May 29, 2018 · Amount on File |
| Deed Document Number | 2026707 |
| Prior Transfer Date | Jun 24, 2011 |
| Prior Transfer Doc | 201101001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Recording Date | May 27, 2026 |
| Property Address | 1208 E 1ST ST, MC COOK, NE 69001-2620 |
| Document Number | 0202600707 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026707 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | TITLE SERVICES, TITLE SERVICES OF THE PLAINS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,022.56 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1208 E 1ST ST, MC COOK, NE 69001-2620 |
| Document Number | 0000000708, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026708 |
| Name | CHARTER BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000000709, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026709 |
| Name | NEBRASKA INV FINANCIAL AUTHORITY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Recording Date | May 27, 2026 |
| Property Address | 1208 E 1ST ST, MC COOK, NE 69001-2620 |
| Document Number | 0000000707 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026707 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | TITLE SERVICES/THE PLAINS, TITLE SERVICES OF THE PLAINS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,022.56 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1208 E 1ST ST, MC COOK, NE 69001-2620 |
| Document Number | 0000000708, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026708 |
| Name | CHARTER W BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000000709, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026709 |
| Name | NEBRASKA INV FINANCIAL AUTHORITY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jun 1, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Property Address | 1208 E 1ST ST, MCCOOK, NE 69001-2620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200600852 |
|---|---|
| Date | Jun 8, 2006 |
| Instrument | 2006-00852 |
| Name | BANK OF BARTRAND |
|---|---|
| Address | BERTRAND, NE 68927 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Property Address | 1208 E 1ST ST, MCCOOK, NE 69001-2620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201301293 |
|---|---|
| Date | Jul 1, 2013 |
| Instrument | 2013-01293 |
| Name | HOME FEDERAL SAVINGS & LOAN ASSOCIATION |
|---|---|
| Address | GRAND ISLAND, NE 68801 |
| Amount | Amount on Record |
|---|---|
| Term | 5 Months |
| Due | Dec 21, 2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Property Address | 1208 E 1ST ST, MCCOOK, NE 69001-2620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200500810 |
|---|---|
| Date | May 24, 2005 |
| Instrument | 2005-00810 |
| Name | LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68508 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Recording Date | May 29, 2018 |
| Property Address | 1208 E 1ST ST, MCCOOK, NE 69001-2620 |
| Document Number | 201800781 |
| Instrument Date | Apr 22, 2018 |
| Instrument | 2018-00781 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | MCCOOK ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 201800782 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 2018-00782 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | RED WILLOW NE |
| Recording Date | Jun 24, 2011 |
| Property Address | 1208 E 1ST ST, MCCOOK, NE 69001-2620 |
| Document Number | 0201101001 |
| Instrument Date | Jun 24, 2011 |
| Instrument | 2011-01001 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0201101003 |
|---|---|
| Date | Jun 24, 2011 |
| Instrument | 2011-01003 |
| Name | MCCOOK NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2041 |
The 2025 property tax bill for 1208 E 1st St was $2,178, up 3.6% from the year before.
Source: Red Willow County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Red Willow County |
| Municipality | McCook City |
| Unified School District | McCook Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,202 (+2.47%) Land $8,750 Building $167,452 | $176,202 (+2.47%) Land $8,750 Building $167,452 | |
| 2025 | $2,178.00 (+3.57%) | $171,955 Land $8,750 Building $163,205 | $171,955 Land $8,750 Building $163,205 |
| 2024 | $2,103.00 (-21.29%) | ||
| 2023 | $2,672.00 | $162,336 Land $8,750 Building $153,586 | $162,336 Land $8,750 Building $153,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1208 E 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1208 E 1st St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCCOOK serves 7,450 people · EPA ID NE3114504 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 2,000 / 2,000 |
May also be available: Nextlink, Pinpoint Communications, Verizon, Viaero Wireless, Vistabeam.
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