1208 Cooper St, Missoula, MT 59802 Property Records

Missoula County property record for 1208 Cooper St, Missoula, MT 59802

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,377 sqft · built 1940
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on File
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0455569`

Property Details

APN / Parcel Number

Primary APN	`R0455569`
Alternative APNs	`04-2200-16-3-14-05-0000` `0000994406` `0994406`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000994406
Old Parcel Number	0994406
Street Address	1208 COOPER ST
City	MISSOULA
State	MT
Zip	59802-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	SCHOOL ADDITION, S16, T13 N, R19 W, BLOCK 55, LOT 18, & W 10' OF LOT 19
Legal Range	19W
Legal Township	13N
Legal Section	16
Legal Quarter	SW
Legal Subdivision	SCHOOL ADDITION
Legal Block	55
Legal Lot Number	18,19
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	3
Census Block	3012
Census Tract	203

Owner

Source: Missoula County records · APN R0455569

Assessment roll updated December 31, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1208 COOPER ST, MISSOULA, MT 59802-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2023
Deed Sale	Aug 14, 2023
Deed Document Number	202309860
Deed Book / Page	1091 / 1353
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Aug 14, 2023
Property Address	1208 COOPER ST, MISSOULA, MT 59802-2320
Document Number	0010911353
Book / Page	1091 / 1353
Map Reference	MB 11 PG 404
Instrument Date	Aug 08, 2023
Instrument	202309860
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	NOT AVAILABLE, FLYINGS T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 COOPER ST, MISSOULA, MT 59802-2320

Mortgage

Document Number	0202309861
Date	Aug 14, 2023
Instrument	202309861

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.3%
Index	1-Year CMT
Margin	3
Max Rate	12.3%

Tax Assessment & Valuation

Source: Missoula County records · Assessment roll updated December 31, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,909.00 (-17.33%)	$358,600 (+23.58%)	$358,600 (+23.58%) Land $193,180 Building $165,420
2023	$3,519.00	$290,180	$290,180 Land $108,070 Building $182,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 9, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Centric Integrated Systems Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blackfoot Telephone Cooperative, CommunityTel.

Based on FCC filings for 276 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MISSOULA WATER serves 68,200 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.