1208 Cain Rd, Somerville, AL 35670 Property Records

Morgan County property record for 1208 Cain Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,349 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$99,750 (Sep 2018)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Mar 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11-06-24-0-000-013.002`

Property Details

APN / Parcel Number

Primary APN	`11-06-24-0-000-013.002`
Alternative APNs	`155369` `24087`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,349 sqft Living Area
1st Floor Area	2,349 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	155369
Street Address	1208 CAIN RD
City	SOMERVILLE
State	AL
Zip	35670-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF SW1/4 OF NW1/4 OF SEC 24, T6S, R3W TH E 885.63' TO W R/W OF CAIN RD, TH NW 196.57', TH CONT NW 362.74', TH W
Legal Range	3W
Legal Township	6S
Legal Section	24
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1029
Census Tract	5405

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1208 CAIN RD, SOMERVILLE, AL 35670-4017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK
Mar 31, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Apr 4, 2022	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Nov 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC
Sep 14, 2018	Warranty Deed, Transfer
Jan 9, 2014	Warranty Deed, Transfer
Oct 26, 2012	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on File
Deed Sale	Sep 14, 2018 · Amount on File
Prior Sale	Jan 9, 2014 · Amount on File
Deed Book / Page	2018 / 7943
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	2018/07943
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	1208 CAIN RD, SOMERVILLE, AL 35670-4017
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/31330
Date	Sep 25, 2018
Book Page	2018/31330

Lender

Name	RENASANT BANK
Type	Bank
Address	DECATUR, AL 35609

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	1208 CAIN RD, SOMERVILLE, AL 35670-4017
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/11694
Date	Mar 31, 2020
Book Page	2020/11694

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	1208 CAIN RD, SOMERVILLE, AL 35670-4017
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/16901
Date	Apr 4, 2022
Book Page	2022/16901

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2051

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	1208 CAIN RD, SOMERVILLE, AL 35670-4017
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/64861
Date	Nov 21, 2005
Book Page	2005/64861

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2025

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 14, 2018
Property Address	1208 CAIN RD, SOMERVILLE, AL 35670-4017
Document Number	2018/07943
Book / Page	2018 / 07943
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1208 CAIN RD, SOMERVILLE, AL 35670-4017

January 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 9, 2014
Property Address	1208 CAIN RD, SOMERVILLE, AL 35670-4017
Document Number	2014/00215
Book / Page	2014 / 00215
Instrument Date	Dec 14, 2013
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 65, ORAN, MO 63771-0065

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1208 CAIN RD, SOMERVILLE, AL 35670-4017

October 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 26, 2012
Property Address	1208 CAIN RD, SOMERVILLE, AL 35670-4017
Document Number	2012/07232
Book / Page	2012 / 07232
Instrument Date	Oct 24, 2012
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 CAIN RD, SOMERVILLE, AL 35670-4017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 65, ORAN, MO 63771-0065

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,158.00 (-0.43%) Homeowner's exemption	$31,350 (-3.63%) Land $7,650 Building $23,700	$323,800 (-0.46%) Land $82,700 Building $241,100
2024		$32,530 (+3.76%) Land $8,270 Building $24,260	$325,300 (+3.76%) Land $82,700 Building $242,600
2023	$1,163.00 (+10.55%) Homeowner's exemption	$31,350 (+6.06%) Land $7,650 Building $23,700	$313,500 (+6.06%) Land $76,500 Building $237,000
2022	$1,052.00 Homeowner's exemption	$29,560 Land $6,950 Building $22,610	$295,600 Land $69,500 Building $226,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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