Charles County property record for 1208 Addison Ct, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,638 sqft · built 1977 |
| Lot Size | 0.17 acres (7,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Mar 2007) |
| Tax Bill | $10,020 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Mar 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-074138 |
| Primary APN | 06-074138 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 1,950 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 442 sqft |
| Finished Basement | 442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 7,401 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 074138 |
|---|---|
| Street Address | 1208 ADDISON CT |
| City | WALDORF |
| State | MD |
| Zip | 20602-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-32 B-75 S-VII BANNISTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 75 |
| Legal Lot Number | 32 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 850906 |
1208 Addison Ct is owned and occupied by two individuals who bought it in March 2007.
Source: Charles County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1208 ADDISON CT, WALDORF, MD 20602-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK |
| Mar 5, 2020 | Loan Modification, Mortgage · FHA Mortgage TRUIST BK |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2007 · Amount on File |
| Deed Sale | Mar 29, 2007 · Amount on File |
| Prior Sale | Mar 5, 2004 · Amount on File |
| Deed Document Number | 200773807 |
| Deed Book / Page | 6263 / 382 |
| Prior Transfer Date | Oct 25, 2006 |
| Prior Transfer Doc | 0062850656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1208 ADDISON CT, WALDORF, MD 20602-1606 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1208 ADDISON CT, WALDORF, MD 20602-1606 |
| Document Number | 0131100453 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 13110/453 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jun 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1208 ADDISON CT, WALDORF, MD 20602-1606 |
| Document Number | 0110670415 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1208 ADDISON CT WALDORF MD 206021606, WALDORF, MD 20602-1606 |
| Document Number | 0110670415 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 011067/000415 |
| Name | TRUIST BK |
|---|---|
| Address | GREENVILLE, SC 29607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1208 ADDISON CT, WALDORF, MD 20602-1606 |
| Document Number | 0110670472 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1208 ADDISON CT WALDORF MD 206021606, WALDORF, MD 20602-1606 |
| Document Number | 0110670472 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 011067/000472 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2050 |
The 2025 property tax bill for 1208 Addison Ct was $10,020.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,067 (+4.45%) | $355,600 (-) Land $120,000 Building $235,600 | |
| 2025 | $10,020.00 | $326,533 | $355,600 Land $120,000 Building $235,600 |
| 2023 | $4,128.00 | $289,133 | $312,000 Land $120,000 Building $192,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1208 Addison Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1208 Addison Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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