12079 Whispering Meadows Dr, Dubuque, IA 52003 Property Records

Dubuque County property record for 12079 Whispering Meadows Dr, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,031 sqft · built 2010
Lot Size	1.16 acres (50,530 sqft)
Owner	Company Name on Record
Last Sale	$39,000 (May 2010)
Tax Bill	$5,818 (2024)
Deeds & Mortgages	Dec 2023 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-276-005`

Property Details

APN / Parcel Number

Primary APN	`15-21-276-005`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,031 sqft Living Area
Basement Area	2,031 sqft
Finished Basement	1,628 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Attached
Garage Area	1,429 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	348 sqft
Deck Area	203 sqft
Patio Area	554 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	12079 WHISPERING MEADOWS DR
City	DUBUQUE
State	IA
Zip	52003-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WHISPERING MEADOWS SUB;
Legal Range	02E
Legal Township	88N
Legal Section	21
Legal Subdivision	WHISPERING MEADOWS SUB
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	3
Census Block	3022
Census Tract	10105

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	12079 WHISPERING MEADOWS DR, DUBUQUE, IA 52003-9540
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Intrafamily Transfer, Transfer
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage OHNWARD BANK & TRUST CO

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	May 17, 2010 · Amount on Record
Deed Sale	May 17, 2010 · Amount on Record
Prior Sale	May 17, 2010 · Amount on Record
Deed Document Number	0000006502
Last Transfer Date	Dec 28, 2023
Transfer Doc	0000012165
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	Dec 28, 2023
Property Address	12079 WHISPERING MEADOWS DR, DUBUQUE, IA 52003-9540
Document Number	0000012165
Instrument Date	Dec 18, 2023
Instrument	2023-00012165
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12079 WHISPERING MEADOWS DR, DUBUQUE, IA 52003-9540

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	12079 WHISPERING MEADOWS DR, DUBUQUE, IA 52003-9540
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12079 WHISPERING MEADOWS DRIVE, CEDAR RAPIDS, IA 52404

Mortgage

Document Number	0000020570
Date	Dec 23, 2020
Instrument	2020-00020570

Lender

Name	OHNWARD BANK & TRUST CO
Type	Bank
Address	CEDAR RAPIDS, IA 52404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$528,200 (+4.04%) Land $71,300 Building $456,900	$528,200 (+4.04%) Land $71,300 Building $456,900
2024	$5,818.00 (+1.78%)
2023		$507,700 (+22.97%) Land $67,900 Building $439,800	$507,700 (+22.97%) Land $67,900 Building $439,800
2022	$5,716.00 Homeowner's exemption	$412,870 Land $56,580 Building $356,290
2021			$412,870 Land $56,580 Building $356,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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