Pinellas County property record for 12078 Murray Ave, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,742 sqft · built 1955 |
| Lot Size | 0.787 acres (34,277 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Jun 1997) |
| Tax Bill | $2,005 (2025) |
| Deeds & Mortgages | Nov 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-8021-0 |
| Primary APN | C62-000-749-8021-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,742 sqft Living Area |
| Gross Area | 3,608 sqft |
| 1st Floor Area | 1,742 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | H-Shape |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 34,277 sqft (0.787 acres) |
| Lot Dimensions | 302 ft deep x 113 ft wide |
| Garage Type | Attached |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 674 sqft |
| Deck Area | 800 sqft |
| Patio Area | 800 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R101279 |
|---|---|
| Street Address | 12078 MURRAY AVE |
| City | LARGO |
| State | FL |
| Zip | 33778-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | S 113.08FT OF N 403.08FT OF E 301.83FT OF W 634.71 FT OF SW 1/4 OF SE 1/4 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 9 |
| Legal Subdivision | S 113.08FT OF N 403.08FT |
| Legal Block | 430 |
| Legal Lot Number | 2300 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 25307 |
12078 Murray Ave is owned and occupied by two individuals who bought it in June 1997.
Source: Pinellas County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12078 MURRAY AVE, LARGO, FL 33778-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 1997 · Amount on File |
| Deed Sale | Jun 10, 1997 · Amount on File |
| Deed Book / Page | 9736 / 726 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12078 MURRAY AVE, LARGO, FL 33778-2405 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12078 MURRAY AVE, LARGO, FL 33778-2405 |
| Document Number | 0222601661 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 22260/1661 |
| Instrument | 2022328064 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.56% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.5% |
The 2025 property tax bill for 12078 Murray Ave was $2,005 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,005.00 Homeowner's exemption | $136,457 | $444,099 Land $131,523 Building $312,576 |
| 2023 | $1,861.00 (+2.25%) Homeowner's exemption | $128,749 (+3%) | $426,355 (+21.68%) Land $148,722 Building $277,633 |
| 2022 | $1,820.00 Homeowner's exemption | $124,999 | $350,393 Land $141,855 Building $208,538 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12078 Murray Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12078 Murray Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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