Hernando County property record for 12078 Cavern Rd, Spring Hill, FL 34609 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,584 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,000 (2018) |
| Tax Bill | $2,829.00 (2025) |
| Primary APN | R32-323-17-5160-1045-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 2,584 sqft Living Area |
| 1st Floor | 2,584 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,424 sqft (0.4 acres) |
| Depth X Width | 131 ft x 118 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 532 sqft Garage |
| Pool Area | 392 sqft Pool |
|---|---|
| Deck Area | 378 sqft Deck |
| Patio Area | 40 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 1,784 sqft Porch |
| Utility Building | 192 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00578789 |
|---|---|
| Street Address | 12078 CAVERN RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-1903 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 16 BLK 1045 LOT 18 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 08 |
| Legal Subdivision | SPRING HILL UNIT 16 |
| Legal Block | 1045 |
| Legal Lot Number | 18 |
| Legal Unit | 16 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | SPRING HILL |
| Census Blockgroup | 3 |
| Census Block | 3038 |
| Census Tract | 41006 |
Source: Hernando County records · APN R32-323-17-5160-1045-0180
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12078 CAVERN RD, SPRING HILL, FL 34609-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 02, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Mar 30, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Mar 19, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Oct 04, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 19, 2018 · Amount on Record |
| Deed Sale | Mar 19, 2018 · Amount on Record |
| Prior Sale | Oct 04, 2017 · Amount on Record |
| Deed Doc Number | 2018015936 |
| Deed Book / Page | 3563 / 0397 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 12078 CAVERN RD, SPRING HILL, FL 34609-1903 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0040790594 |
|---|---|
| Date | Nov 02, 2021 |
| Book Page | 4079/594 |
| Instrument | 2021082529 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 12078 CAVERN RD, SPRING HILL, FL 34609-1903 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12078 CAVERN RD, SPRING HILL, FL 34609-1903 |
| Document Number | 0039740283 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 3974/283 |
| Instrument | 2021022110 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 19, 2018 |
| Property Address | 12078 CAVERN RD, SPRING HILL, FL 34609-1903 |
| Document Number | 0035630397 |
| Book / Page | 003563 / 000397 |
| Instrument Date | Mar 09, 2018 |
| Instrument | 15936 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,526.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12078 CAVERN RD SPRING HILL FL 346091903, SPRING HILL, FL 34609-1903 |
| Document Number | 35630398 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 003563/000398 |
| Instrument | 15937 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 04, 2017 |
| Property Address | 12078 CAVERN RD, SPRING HILL, FL 34609-1903 |
| Document Number | 0035121610 |
| Book / Page | 003512 / 001610 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 56230 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $982.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2424 NE 22ND ST POMPANO BEACH FL 330623002, POMPANO BEACH, FL 33062-3002 |
| Investor | Possibly a Property Investor |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,829.00 (+0.89%) Additional exemption filed | $237,653 (+5.99%) | $383,179 (+2.38%) Land $54,188 Building $328,991 |
| 2023 | $224,228 (+4.39%) Land $224,228 | ||
| 2022 | $2,804.00 Homeowner's exemption | $214,789 | $374,256 Land $44,974 Building $329,282 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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