Pinellas County property record for 12077 92nd Way, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,718 sqft · built 1978 |
| Lot Size | 0.195 acres (8,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jul 2017) |
| Tax Bill | $4,242 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-1603-0 |
| Primary APN | C62-000-750-1603-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,718 sqft Living Area |
| Gross Area | 2,645 sqft |
| 1st Floor Area | 1,718 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,512 sqft (0.195 acres) |
| Lot Dimensions | 112 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 150 sqft |
| Patio Area | 423 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R122751 |
|---|---|
| Street Address | 12077 92ND WAY |
| City | LARGO |
| State | FL |
| Zip | 33773-4324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD10 |
| Legal Description | OAK PARK SUB-UNIT 3 BLK 7, LOT 4 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 11 |
| Legal Subdivision | OAK PARK SUB-UNIT 3 |
| Legal Tract | 62976 |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 25011 |
12077 92nd Way is owned and occupied by two individuals who bought it in July 2017.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12077 92ND WAY, LARGO, FL 33773-4324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Apr 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Jul 17, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on File |
| Deed Sale | Jul 17, 2017 · Amount on File |
| Deed Document Number | 2017219851 |
| Deed Book / Page | 19704 / 2695 |
| Prior Transfer Date | Feb 26, 2007 |
| Prior Transfer Doc | 0156640260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12077 92ND WAY, LARGO, FL 33773-4324 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12077 92ND WAY, LARGO, FL 33773-4324 |
| Document Number | 0217900805 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 21790/805 |
| Instrument | 2021359216 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12077 92ND WAY, LARGO, FL 33773-4324 |
| Document Number | 0200510423 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 12077 92ND WAY LARGO FL 337734324, LARGO, FL 33773-4324 |
| Document Number | 0200510423 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 020051/000423 |
| Instrument | 153111 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | OKLAHOMA CITY, OK 73107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 17, 2017 |
| Property Address | 12077 92ND WAY, LARGO, FL 33773-4324 |
| Document Number | 0197042695 |
| Book / Page | 19704 / 2695 |
| Map Reference | MB76 POG81&82 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 2017219851 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ACR TITLE GROUP LLLP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12077 92ND WAY, 12077, LARGO, FL 33773-4324 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12077 92ND WAY, LARGO, FL 33773-4324 |
| Document Number | 2017219852 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2017219852 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 12077 92nd Way was $4,242 with a homeowner's exemption, up 7.3% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,242.00 (+7.28%) Homeowner's exemption | $265,934 | $406,234 Land $142,754 Building $263,480 |
| 2024 | $3,954.00 (+12.68%) | ||
| 2023 | $3,509.00 (+4.84%) Homeowner's exemption | $232,029 (+4.8%) | $356,179 (+26.19%) Land $158,742 Building $197,437 |
| 2022 | $3,347.00 Homeowner's exemption | $221,402 | $282,257 Land $149,878 Building $132,379 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12077 92nd Way in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 347 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 391 units insured incl. 44 condo units |
| Nearby Flood Claims | 49 (1979–2024) |
| Claims Outside the SFHA | 6 of 49 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12077 92nd Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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