12075 McWest Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 12075 McWest Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,698 sqft · built 1987
Lot Size	0.297 acres (12,935 sqft)
Owner	2 Individual Names on File
Last Sale	$532,000 (Oct 2019)
Tax Bill	$7,741 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`397-260-65-00`

Property Details

APN / Parcel Number

Primary APN	`397-260-65-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,698 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	12,935 sqft (0.297 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12075 MCWEST LN
City	LAKESIDE
State	CA
Zip	92040-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 2 TR PM07981
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	7981
Legal Block	2
Legal Lot Number	43,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16807

Owner

Source: San Diego County records · APN 397-260-65-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12075 MCWEST LN, LAKESIDE, CA 92040-5512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 07, 2019	Grant Deed, Transfer VETERANS UNITED HM LNS
May 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2019 · Amount on Record
Deed Sale	Oct 07, 2019 · Amount on Record
Prior Sale	Nov 13, 1995 · Amount on Record
Deed Document Number	2019446919
Prior Transfer Date	Dec 14, 2001
Prior Transfer Doc	0000937840
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12075 MCWEST LN, LAKESIDE, CA 92040-5512
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12075 MCWEST LN, LAKESIDE, CA 92040-5512

Mortgage

Document Number	0000098233
Date	Feb 09, 2021
Instrument	2021-0098233

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 01, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 07, 2019
Property Address	12075 MCWEST LN, LAKESIDE, CA 92040-5512
Document Number	0000446919
Instrument Date	Sep 12, 2019
Instrument	446919
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$585.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12075 MCWEST LN LAKESIDE CA 920405512, LAKESIDE, CA 92040-5512

Mortgage

Document Number	446920
Date	Oct 07, 2019
Instrument	446920

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 06, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12075 MCWEST LN, LAKESIDE, CA 92040-5512
Document Number	0000208472
Instrument Date	May 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12075 MCWEST LN LAKESIDE CA 920405512, LAKESIDE, CA 92040-5512

Mortgage

Document Number	0000208472
Date	May 31, 2019
Instrument	208472

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2029

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$593,451 (+2%) Land $334,654 Building $258,797
2025	$7,741.00 (+6.55%)	$581,816 (+4.04%) Land $328,093 Building $253,723
2023	$7,265.00 (+1.86%)	$559,225 Land $315,353 Building $243,872
2022	$7,132.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, Verizon, Wyyerd Group.

Based on FCC filings for 282 locations within half a mile of this property.

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