12074 Cedar Ln, Ashland, VA 23005 Property Records

Hanover County property record for 12074 Cedar Ln, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Lot Size	2.96 acres (129,112 sqft)
Owner	Individual Name on File
Last Sale	$356,500 (Sep 2024)
Tax Bill	$1,251 (2026)
Deeds & Mortgages	May 2022 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7768-86-7069`

Property Details

APN / Parcel Number

Primary APN	`7768-86-7069`
Alternative APN	`10170725`

Exterior

Lot Area	129,112 sqft (2.96 acres)
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	10170725
Street Address	12074 CEDAR LN
City	ASHLAND
State	VA
Zip	23005-7522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	12000 BLK CEDAR LANE
Legal Lot Number	B
Jurisdiction	HANOVER VA
Township / Civil Division	SOUTH ANNA
Census Block Group	1
Census Block	1013
Census Tract	320400

Owner

12074 Cedar Ln is owned and occupied by an individual who bought it in September 2024.

Source: Hanover County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	12074 CEDAR LN, ASHLAND, VA 23005-7522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 24, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2024 · Amount on File
Deed Sale	Sep 13, 2024 · Amount on File
Prior Sale	Jul 24, 2018 · Amount on File
Deed Document Number	202487060
Deed Book / Page	3402 / 3242
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	12074 CEDAR LN, ASHLAND, VA 23005-7522
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033541130
Date	May 25, 2022
Book Page	3354/1130
Instrument	20220525000078060

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Jul 24, 2018
Property Address	12074 CEDAR LN, ASHLAND, VA 23005-7522
Document Number	32042462
Book / Page	3204 / 2462
Instrument Date	Jul 18, 2018
Instrument	20180724000088150
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	OLD REPUBLIC NATIONAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12074 CEDAR LN, ASHLAND, VA 23005-7522

Mortgage

Document Number	20180724000088160
Date	Jul 24, 2018
Instrument	20180724000088160

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12074 Cedar Ln was $1,251.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,251.00	$154,500 Land $99,200 Building $55,300	$154,500 Land $99,200 Building $55,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12074 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12074 Cedar Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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