12071 Grayson Ave, Exmore, VA 23350 Property Records

Northampton County property record for 12071 Grayson Ave, Exmore, VA 23350

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,142 sqft · built 1958
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Mar 2022)
Tax Bill	$774 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10A1-A-135`

Property Details

APN / Parcel Number

Primary APN	`10A1-A-135`
Alternative APNs	`10004404` `9755`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Exterior Material	Wood Shingle
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	10004404
Street Address	12071 GRAYSON AVE
City	EXMORE
State	VA
Zip	23350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT ON RT. 1004 LOT ON RT. 1004
Legal Subdivision	EXMORE
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	5
Census Block Group	3
Census Block	3041
Census Tract	930100

Owner

Source: Northampton County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 38, BELLE HAVEN, VA 23306-0038
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	220000714
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	12071 GRAYSON AVE, EXMORE, VA 23350
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250002100
Date	Dec 10, 2025
Instrument	250002100

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Mar 9, 2022
Property Address	12071 GRAYSON AVE, EXMORE, VA 23350
Document Number	0220000714
Instrument Date	Mar 7, 2022
Instrument	220000714
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	A AND N TITLE AND SETTLEMENT, A&N TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 38, BELLE HAVEN, VA 23306-0038

Mortgage

Document Number	0220000715
Date	Mar 9, 2022
Instrument	220000715

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	81 Months
Due	Dec 30, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Municipality	Exmore Town
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$774.00 (+38.46%)	$109,800 (+49.18%) Land $23,900 Building $85,900
2024			$109,800 (+49.18%) Land $23,900 Building $85,900
2023	$559.00	$73,600 Land $17,900 Building $55,700	$73,600 Land $17,900 Building $55,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EXMORE serves 1,500 people · EPA ID VA3131210
Water Source	Groundwater
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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