12070 Lake Trail Dr, Argyle, TX 76226 Property Records

Denton County property record for 12070 Lake Trail Dr, Argyle, TX 76226

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,205 sqft · built 2004
Lot Size	2.26 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$303,000 (Aug 2026)
Tax Bill	$13,519 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R232850`

Property Details

APN / Parcel Number

Primary APN	`R232850`
Alternative APNs	`SL3480A-00000A-0000-0001-0000` `SL3480A-00000A-0000-0001` `480337`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	4,205 sqft Living Area
1st Floor Area	1,861 sqft
2nd Floor Area	1,344 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	98,881 sqft
Garage Type	Detached
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	3,056 sqft
Storage Building	672 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12070 LAKE TRAIL DR
City	ARGYLE
State	TX
Zip	76226-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKING N RANCH BLK A LOT 1
Legal Subdivision	ROCKING N RANCH
Legal Block	A
Legal Lot Number	1
Jurisdiction	DENTON TX
Township / Civil Division	LEWISVILLE-FLOWER MOUND
Census Block Group	1
Census Block	1038
Census Tract	21512

Owner

12070 Lake Trail Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12070 LAKE TRAIL DR, ARGYLE, TX 76226-4535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed, Transfer · Conventional Mortgage SOUTHWEST AIRLINES FEDERAL CREDIT UNION
Oct 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Aug 6, 2003
Deed Document Number	202699727
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	Aug 24, 2026
Property Address	12070 LAKE TRAIL DR, ARGYLE, TX 76226-4535
Document Number	0000099727
Instrument Date	Aug 21, 2026
Instrument	202699727
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALLEGIANCE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12070 LAKE TRAIL DR, ARGYLE, TX 76226-4535

Mortgage

Document Number	0000099728,
Date	Aug 24, 2026
Instrument	202699728

Lender

Name	SOUTHWEST AIRLINES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	12070 LAKE TRAIL DR, ARGYLE, TX 76226-4535
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12070 LAKE TRAIL DR, ARGYLE, TX 76226-4535

Mortgage

Document Number	0000111906
Date	Oct 17, 2023
Instrument	2023-111906

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	12070 LAKE TRAIL DR, ARGYLE, TX 76226-4535
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082172
Date	May 6, 2021
Instrument	2021-082172

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12070 Lake Trail Dr was $13,519.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Copper Canyon Town
Unified School District	Lewisville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$962,224 (+9.83%) Land $294,988 Building $1,224,710	$1,519,698 (-2.22%) Land $294,988 Building $1,224,710
2025	$13,519.00 Homeowner's exemption	$876,089 Land $294,988 Building $1,259,168	$1,554,156 Land $294,988 Building $1,259,168
2023	$10,995.00 (-4.83%) Homeowner's exemption	$1,340,176 Land $294,988 Building $1,045,188	$1,340,176 Land $294,988 Building $1,045,188
2022	$11,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12070 Lake Trail Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1987–2018)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12070 Lake Trail Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS TIMBERS WSC serves 8,751 people · EPA ID TX0610020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Trail Dr

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