1207 Whisper Trace Ct, Katy, TX 77494 Property Records

Harris County property record for 1207 Whisper Trace Ct, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,683 sqft · built 1994
Lot Size	0.326 acres (14,205 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2002)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`118-045-001-0012`

Property Details

APN / Parcel Number

Primary APN	`118-045-001-0012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,683 sqft Living Area
1st Floor Area	1,731 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	14,205 sqft (0.326 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	544 sqft
Porch	Open Frame Porch
Porch Area	344 sqft
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1180450010012
Street Address	1207 WHISPER TRACE CT
City	KATY
State	TX
Zip	77494-3559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 1 CINCO RANCH MEADOW PLACE SEC 3
Legal Subdivision	CINCO RANCH MEADOW PLACE SEC 3
Legal Block	1
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1002
Census Tract	455102

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1207 WHISPER TRACE CT, KATY, TX 77494-3559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2002 · Amount on Record
Deed Sale	Aug 20, 2002 · Amount on Record
Prior Sale	Jan 3, 1995 · Amount on Record
Deed Document Number	200221278
Deed Book / Page	55541 / 2533
Prior Transfer Date	Aug 16, 2002
Prior Transfer Doc	000W021278
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1207 WHISPER TRACE CT, KATY, TX 77494-3559
Document Number	0000492365
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1207 WHISPER TRACE CT KATY TX 774943559, KATY, TX 77494-3559

Mortgage

Document Number	0000492365
Date	Oct 29, 2018
Instrument	492365

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,343 (+0.79%) Land $81,705 Building $350,638	$432,343 (+0.79%) Land $81,705 Building $350,638
2025	$2,904.00 (+35.83%) Homeowner's exemption	$428,971 (-1.7%) Land $81,705 Building $347,266	$428,971 (-1.7%) Land $81,705 Building $347,266
2024	$2,138.00 (-0.19%)
2023		$436,401 Land $76,803 Building $359,598	$436,401 Land $76,803 Building $359,598
2022	$2,142.00 (-40.03%)
2020	$3,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 9 serves 3,828 people · EPA ID TX0790307
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20