1207 Whatcom St, Union Gap (Yakima), WA 98903 Property Records

Yakima County property record for 1207 Whatcom St, Union Gap, WA 98903

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,528 sqft · built 1950
Lot Size	0.219 acres (9,531 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Aug 2013)
Tax Bill	$2,612 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181336-32416`

Property Details

APN / Parcel Number

Primary APN	`181336-32416`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,028 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	9,531 sqft (0.219 acres)
View / Lot	Road
Garage Area	243 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	128 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1207 WHATCOM ST
City	YAKIMA
State	WA
Zip	98903-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PORTER SUBD: LOT 17 BLK 1
Legal Subdivision	PORTER SUBD
Legal Block	1
Legal Lot Number	17
Jurisdiction	YAKIMA WA
Township / Civil Division	YAKIMA
Census Block Group	1
Census Block	1009
Census Tract	1300

Owner

1207 Whatcom St is owned and occupied by an individual who bought it in August 2013.

Source: Yakima County records, as of June 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1207 WHATCOM ST, UNION GAP, WA 98903-1244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMP CREDIT UNION
Jun 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WASHINGTON STATE EMPLOYEES CU
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage INSPIRUS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2013 · Amount on File
Deed Sale	Aug 13, 2013 · Amount on File
Deed Document Number	20137814412
Prior Transfer Date	Jul 13, 2010
Prior Transfer Doc	0007697427
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Recording Date	Jun 1, 2026
Property Address	1207 WHATCOM ST, YAKIMA, WA 98903-1244
Document Number	0000010733
Instrument Date	May 27, 2026
Instrument	202610733
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 WHATCOM ST, YAKIMA, WA 98903-1244

Mortgage

Document Number	0000010733,
Date	Jun 1, 2026
Instrument	202610733

Lender

Name	WASHINGTON STATE EMP CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	1207 WHATCOM ST, UNION GAP, WA 98903-1244
Transaction Type	Mortgage
Record Updated	Jul 6, 2023
Title Company	VALLEY TITLE COMPANY, VALLEY TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008176746
Date	Jun 16, 2023
Instrument	8176746

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	1207 WHATCOM ST, UNION GAP, WA 98903-1244
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008138259
Date	Mar 15, 2022
Instrument	8138259

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	BELCHERTOWN, MA 1007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	1207 WHATCOM ST, UNION GAP, WA 98903-1244
Document Number	0008021198
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 WHATCOM ST YAKIMA WA 989031244, YAKIMA, WA 98903-1244

Mortgage

Document Number	0008021198
Date	Jul 17, 2019
Instrument	8021198

Lender

Name	INSPIRUS CU
Address	SEATTLE, WA 98111-0576

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1207 Whatcom St was $2,612.

Source: Yakima County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Yakima County
Municipality	Union Gap City
Unified School District	Yakima School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,612.00	$301,500 Land $98,200 Building $203,300	$301,500 Land $98,200 Building $203,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1207 Whatcom St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1207 Whatcom St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 40% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GAP WATER serves 6,433 people · EPA ID WA5390250
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Gigabeam Internet Fixed Wireless	500 / 500
Advanced High Speed Internet Fixed Wireless	500 / 100
PocketiNet Fixed Wireless	200 / 50

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whatcom St

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