1207 W St, Merced, CA 95341 Property Records

Merced County property record for 1207 W St, Merced, CA 95341

Property Summary

Property Type	Multi-Family Dwellings
Details	1 bd · 1 ba · 552 sqft · built 1935
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Aug 2020)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2017 Transfer + 1 more
Flood Zone	Zone AO (high risk)
APN	`031-260-008-000`

Property Details

APN / Parcel Number

Primary APN	`031-260-008-000`
Alternative APN	`031-260-008`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	552 sqft Living Area
Gross Area	984 sqft
1st Floor Area	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	031-260-008
Street Address	1207 W ST
City	MERCED
State	CA
Zip	95341-5646
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	MERCED POR BLK 263
Legal Subdivision	MERCED
Legal Block	263
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1003
Census Tract	1502

Owner

1207 W St, a residential property, is owned and occupied by two individuals who bought it in August 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1207 W ST, MERCED, CA 95341-5646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Aug 3, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE
Aug 3, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	Aug 3, 2017 · Amount on File
Deed Document Number	202028685
Prior Transfer Date	Feb 18, 1997
Prior Transfer Doc	0000006817
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 20, 2020
Property Address	1207 W ST, MERCED, CA 95341-5646
Document Number	0000028685
Map Reference	MB 2 PG 59
Instrument Date	Aug 11, 2020
Instrument	2020028685
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1207 W ST, MERCED, CA 95341-5646

Mortgage

Document Number	0000028686
Date	Aug 20, 2020
Instrument	2020028686

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Aug 3, 2017
Property Address	1207 W ST, MERCED, CA 95341-5646
Document Number	0000024722
Instrument Date	Aug 1, 2017
Instrument	24722
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 FALCON CT ATWATER CA 953012104, ATWATER, CA 95301-2104

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 3, 2017
Property Address	1207 W ST, MERCED, CA 95341-5646
Document Number	0000024723
Instrument Date	Aug 1, 2017
Instrument	24723
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$73.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24764 GARDENA DR MADERA CA 936389402, MADERA, CA 93638-9402

Tax Assessment & Valuation

The 2025 property tax bill for 1207 W St was $1,765.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$160,089 (+2%) Land $66,243 Building $93,846
2025	$1,765.00	$156,951 Land $64,945 Building $92,006
2023	$1,647.00 (+1.42%)	$150,858 Land $62,424 Building $88,434
2022	$1,624.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1207 W St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1207 W St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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