1207 W 8th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1207 W 8th St, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1954
Lot Size0.182 acres (7,920 sqft)
Owner2 Individual Names on Record
Tax Bill$1,898 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN8914-11-427-015

Property Details

APN / Parcel Number

Primary APN8914-11-427-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1207 W 8TH ST
CityCEDAR FALLS
StateIA
Zip50613-2445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST JOHNS ADDITION LOT 10 BLK 3
Legal Range14W
Legal Township89N
Legal Section11
Legal SubdivisionST JOHNS ADDITION
Legal Block3
Legal Lot Number10
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group5
Census Block5007
Census Tract2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1207 W 8TH ST, CEDAR FALLS, IA 50613-2445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1207 W 8TH ST, CEDAR FALLS, IA 50613-2445
Transaction TypeMortgage
Record UpdatedAug 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2018-00001861
DateAug 1, 2017
Instrument2018-00001861
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 21, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,898.00 (-4.33%) Homeowner's exemption$160,880 (+13.35%) Land $41,160 Building $119,720$160,880 (+13.35%) Land $41,160 Building $119,720
2024$1,984.00 (+3.87%)
2023$141,930 (+22.62%) Land $26,460 Building $115,470$141,930 (+22.62%) Land $26,460 Building $115,470
2022$1,910.00 Homeowner's exemption$115,750 Land $26,460 Building $89,290
2021$115,750 Land $26,460 Building $89,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on W 8th St

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