Fort Bend County property record for 1207 Speedwell Ct, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,826 sqft · built 2015 |
| Lot Size | 0.384 acres (16,766 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R431810 |
| Primary APN | R431810 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,826 sqft Living Area |
| 1st Floor Area | 2,503 sqft |
| 2nd Floor Area | 2,323 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,766 sqft (0.384 acres) |
| Garage Type | Mixed |
| Garage Area | 708 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 442 sqft |
| Porch | Open Porch |
| Porch Area | 580 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R431810 |
|---|---|
| Street Address | 1207 SPEEDWELL CT |
| City | KATY |
| State | TX |
| Zip | 77494-6790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILS OF KATY SEC 1, BLOCK 1, LOT 57 |
| Legal Subdivision | TRAILS OF KATY SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 673201 |
1207 Speedwell Ct is owned and occupied by an individual who acquired it in October 2021.
Source: Fort Bend County records, as of January 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1207 SPEEDWELL CT, KATY, TX 77494-6790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 29, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 9, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 19, 2021 | Vendor's Lien, Transfer · Stand-Alone First Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 |
| Deed Sale | Oct 19, 2021 |
| Prior Sale | Oct 5, 2015 |
| Deed Document Number | 2021175382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 1207 SPEEDWELL CT, KATY, TX 77494-6790 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000025014 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021025014 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 1207 SPEEDWELL CT, KATY, TX 77494-6790 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000061332 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020061332 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 1207 SPEEDWELL CT, KATY, TX 77494-6790 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000089340 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 2019089340 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Oct 19, 2021 |
| Property Address | 1207 SPEEDWELL CT, KATY, TX 77494-6790 |
| Document Number | 0000175382 |
| Map Reference | SL 20140090 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021175382 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | MONARCH TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 SPEEDWELL CT, KATY, TX 77494-6790 |
| Name | Verified Name |
|---|---|
| Address | 1207 SPEEDWELL CT, KATY, TX 77494-6790 |
| Document Number | 0000175384 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021175384 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $780,711 Land $143,659 Building $637,052 | $780,711 Land $143,659 Building $637,052 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $664,424 Land $85,797 Building $578,627 | $664,424 Land $85,797 Building $578,627 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1207 Speedwell Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 500 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 500 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1207 Speedwell Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILLOW POINT MUD serves 1,668 people · EPA ID TX0790550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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