Lake County property record for 1207 Osprey Ridge Dr, Eustis, FL 32736
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,318 sqft · built 2018 |
| Lot Size | 0.275 acres (11,980 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Mar 2024) |
| Tax Bill | $7,845 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-27-0250-000-08700 |
| Primary APN | 06-19-27-0250-000-08700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,318 sqft Living Area |
| Gross Area | 3,758 sqft |
| 1st Floor Area | 1,478 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,980 sqft (0.275 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3849804 |
|---|---|
| Street Address | 1207 OSPREY RIDGE DR |
| City | EUSTIS |
| State | FL |
| Zip | 32736-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SPRING RIDGE ESTATES PB 58 PG 28-30 LOT 87 ORB 6302 PG 2361 |
| Legal Range | 27E |
| Legal Township | 19S |
| Legal Section | 6 |
| Legal Subdivision | SPRING RIDGE ESTATES |
| Legal Tract | A-H |
| Legal Block | 1 |
| Legal Lot Number | 87 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | EUSTIS |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 30203 |
Source: Lake County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CREDIT UNION |
| Mar 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Mar 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Oct 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 20, 2018 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on Record |
| Deed Sale | Mar 21, 2024 · Amount on Record |
| Prior Sale | Jun 20, 2018 · Amount on Record |
| Deed Document Number | 202432569 |
| Deed Book / Page | 6302 / 2361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 8, 2026 |
| Property Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Document Number | 0000057450 |
| Book / Page | 6736 / 1250 |
| Instrument Date | May 4, 2026 |
| Instrument | 202657450 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Document Number | 0000057450, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 6736/1250 |
| Instrument | 202657450 |
| Name | FAIRWINDS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 21, 2024 |
| Property Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Document Number | 0063022361 |
| Book / Page | 6302 / 2361 |
| Map Reference | MB 58 PG 28-30 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 2024032569 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | CENTRAL FLORIDA TITLE CENTER, CENTRAL FLORIDA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30747 LIPIZZAN TER, MOUNT DORA, FL 32757-7839 |
| Name | Verified Name |
|---|---|
| Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Document Number | 0063022363 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 6302/2363 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Document Number | 0057900582 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 5790/582 |
| Instrument | 2021124113 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Document Number | 0061072182 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 6107/2182 |
| Instrument | 2023029386 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053590854 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 5359/0854 |
| Instrument | 2019117398 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 20, 2018 |
| Property Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Document Number | 0051280070 |
| Book / Page | 5128 / 0070 |
| Map Reference | MB 58 PG 28-30 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 2018072003 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,072.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2420 LAKEMONT AVE STE 450, 2420, ORLANDO, FL 32814-6165 |
| Name | Verified Name |
|---|---|
| Address | 1207 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Document Number | 2018072004 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2018072004 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Eustis City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,700 (-) Land $100,800 Building $304,900 | $405,700 (-) Land $100,800 Building $304,900 | |
| 2025 | $405,700 (-0.71%) Land $100,800 Building $304,900 | $405,700 (-0.71%) Land $100,800 Building $304,900 | |
| 2024 | $7,845.00 (+8.27%) | ||
| 2023 | $7,246.00 (+9.72%) | $408,603 (+15.88%) | $408,603 (+15.88%) Land $100,800 Building $307,803 |
| 2022 | $6,604.00 | $352,603 | $352,603 Land $44,800 Building $307,803 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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