1207 NE Cactus Ave, Lee, FL 32059 Property Records

Madison County property record for 1207 NE Cactus Ave, Lee, FL 32059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,811 sqft · built 2001
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (Nov 2018)
Tax Bill	$1,450 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-1N-10-5645-003-000`

Property Details

APN / Parcel Number

Primary APN	`15-1N-10-5645-003-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,811 sqft Heated Area
Gross Area	2,829 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	218,236 sqft (5.01 acres)
Garage Area	672 sqft
Driveway	Driveway
Driveway Area	697 sqft
Porch	Open Porch
Porch Area	346 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1207 NE CACTUS AVE
City	LEE
State	FL
Zip	32059-4357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NE COR OF SE4 OF NW4 RUN S 800' TO POB THEN S 370' W 590' N 370' E 590' TO POB OR 541/214 OR 930/4 OR 1222/251 OR 1222
Legal Range	10E
Legal Township	01N
Legal Section	15
Jurisdiction	MADISON FL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1021
Census Tract	110400

Owner

1207 NE Cactus Ave is owned and occupied by an individual who bought it in November 2018.

Source: Madison County records, as of December 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1207 NE CACTUS AVE, LEE, FL 32059-4357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Nov 1, 2018	Grant Deed, Transfer MCNEESE TITLE LLC
Nov 1, 2018	Warranty Deed, Transfer · FHA Mortgage WATSON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Prior Sale	Nov 1, 2018
Deed Document Number	201840003751
Deed Book / Page	1292 / 134
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON FL
Property Address	1207 NE CACTUS AVE, LEE, FL 32059-4357
Document Number	0013440111
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1207 NE CACTUS AVE LEE FL 320594357, LEE, FL 32059-4357

Mortgage

Document Number	0013440111
Date	Feb 18, 2020
Book Page	001344/000111
Instrument	40000629

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON FL
Recording Date	Nov 1, 2018
Property Address	1207 NE CACTUS AVE, LEE, FL 32059-4357
Document Number	0012920132
Book / Page	001292 / 000132
Instrument Date	Oct 26, 2018
Instrument	40003750
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	MCNEESE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10221 US HIGHWAY 98 W #6 DESTIN FL 325504966, 6, DESTIN, FL 32550-4966

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON FL
Recording Date	Nov 1, 2018
Property Address	1207 NE CACTUS AVE, LEE, FL 32059-4357
Document Number	0012920134
Book / Page	1292 / 134
Instrument Date	Oct 26, 2018
Instrument	201840003751
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,288.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10221 US HWY W #66, 10221, MIRAMAR BEACH, FL 32550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 NE CACTUS AVE, LEE, FL 32059-4357

Mortgage

Document Number	201840003752
Date	Nov 1, 2018
Instrument	201840003752

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1207 NE Cactus Ave was $1,450 with a homeowner's exemption.

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00 Homeowner's exemption	$142,628	$251,367 Land $37,074 Building $214,293
2023	$1,948.00 (+2.42%) Homeowner's exemption	$148,497 (+3%)	$274,978 (+24.42%) Land $35,070 Building $239,908
2022	$1,902.00 Homeowner's exemption	$144,172	$221,014 Land $27,054 Building $193,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1207 NE Cactus Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	13 (2003–2013)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Mar 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1207 NE Cactus Ave is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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