1207 N 7th St, Temple, TX 76501 Property Records

Bell County property record for 1207 N 7th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 1950
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$240,100 (Jun 2023)
Tax Bill	$5,304 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0055860000`

Property Details

APN / Parcel Number

Primary APN	`0055860000`
Alternative APNs	`837811` `26607`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stone
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1207 N 7TH ST
City	TEMPLE
State	TX
Zip	76501-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	FULLVIEW, BLOCK 012, LOT 0003, & W 1/2 OF ALLEY ADJ (10 X 75)
Legal Subdivision	FULLVIEW
Legal Block	12
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3022
Census Tract	20600

Owner

Source: Bell County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1207 N 7TH ST, TEMPLE, TX 76501-1935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORPORATION
May 1, 2024	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORPORATION
Mar 24, 2026	Intrafamily Transfer, Transfer FIRST COMMUNITY TITLE LLC
Jun 27, 2023	Vendor's Lien, Transfer · VA Mortgage V
Feb 9, 2022	Trustee's Deed, Foreclosure Foreclosure Auction
Jan 2, 2018	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Feb 9, 2022 · Amount on Record
Deed Document Number	202328320
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1207 N 7TH ST, TEMPLE, TX 76501-1935
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010436
Date	Mar 12, 2024
Instrument	2024010436

Lender

Name	CREDENCE FUNDING CORPORATION
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1207 N 7TH ST, TEMPLE, TX 76501-1935
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018394
Date	May 1, 2024
Instrument	2024018394

Lender

Name	CREDENCE FUNDING CORPORATION
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2054

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Mar 24, 2026
Property Address	1207 N 7TH ST, TEMPLE, TX 76501-1935
Document Number	0000013918
Map Reference	VOL 107 PG 365
Instrument Date	Mar 10, 2026
Instrument	2026013918
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1207 N 7TH ST, TEMPLE, TX 76501-1935

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 27, 2023
Property Address	1207 N 7TH ST, TEMPLE, TX 76501-1935
Document Number	0000028320
Map Reference	VOL 107 PG 365
Instrument Date	Jun 23, 2023
Instrument	2023028320
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 N 7TH ST, TEMPLE, TX 76501-1935

Mortgage

Document Number	0000028321
Date	Jun 27, 2023
Instrument	2023028321

Lender

Name	V
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Feb 9, 2022
Property Address	1207 N 7TH ST, TEMPLE, TX 76501-1935
Document Number	0000008448
Instrument Date	Feb 2, 2022
Instrument	2022008448
Transaction Type	Foreclosure
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 PASEO DEL PLATA, TEMPLE, TX 76502-3491

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 2, 2018
Property Address	1207 N 7TH ST, TEMPLE, TX 76501-1935
Document Number	0000000109
Map Reference	VOL107 PG365
Instrument Date	Dec 28, 2017
Instrument	2018-00000109
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 N 7TH ST, TEMPLE, TX 76501-1935

Mortgage

Document Number	0000000110
Date	Jan 2, 2018
Instrument	2018-00000110

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,304.00 (+12.4%)	$245,609 (+19.32%) Land $22,860 Building $222,749	$245,609 (+19.32%) Land $22,860 Building $222,749
2023	$4,719.00 (+106.43%)	$205,840 (+0.97%) Land $20,880 Building $184,960	$205,840 (+0.97%) Land $20,880 Building $184,960
2022	$2,286.00 Homeowner's exemption Senior Citizen's exemption	$203,864 Land $18,720 Building $185,144	$203,864 Land $18,720 Building $185,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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