Calvert County property record for 1207 M I Bowen Rd, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,535 sqft · built 2017 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Dec 2016) |
| Tax Bill | $5,180 (2023) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-145588 |
| Primary APN | 02-145588 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,535 sqft Total Area |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Built-in |
| Garage Area | 868 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 338 sqft |
| Shed | 1 Shed |
| Shed Area | 4,000 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 145588 |
|---|---|
| Street Address | 1207 M I BOWEN RD |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 5 PHASE 1 PLAT 2 GUY SCRIVENER EST |
| Legal Subdivision | GUY SCRIVENER ESTATE |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 860701 |
1207 M I Bowen Rd is owned and occupied by two individuals who bought it in December 2016.
Source: Calvert County records, as of September 18, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1207 M I BOWEN RD, PRINCE FREDERICK, MD 20678-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2016 · Amount on File |
| Deed Sale | Dec 15, 2016 · Amount on File |
| Prior Sale | Aug 13, 2007 |
| Deed Document Number | 171571 |
| Deed Book / Page | 4906 / 435 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 1207 M I BOWEN RD, PRINCE FREDERICK, MD 20678-3823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049560091 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 4956/091 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year T-Bill |
| Max Rate | 9.5% |
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,180.00 Homeowner's exemption | $498,567 | $520,100 Land $167,000 Building $353,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1207 M I Bowen Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1207 M I Bowen Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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