Hamilton County property record for 1207 John Ross Rd, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,014 sqft · built 1959 |
| Lot Size | 0.449 acres (19,592 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,000 (Feb 2017) |
| Tax Bill | $833 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168E E 003 |
| Primary APN | 168E E 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,592 sqft (0.449 acres) |
| Lot Dimensions | 230 ft deep x 85 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000109126 |
|---|---|
| Street Address | 1207 JOHN ROSS RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-1465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 3 BLK A REV CHEROKEE EST PB 19 PG 33 |
| Legal Subdivision | CHEROKEE ESTATES REV PLAN |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1207 JOHN ROSS RD, CHATTANOOGA, TN 37412-1465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 13, 2017 | Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP |
| Feb 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage CHURCHILL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2017 · Amount on Record |
| Deed Sale | Feb 13, 2017 · Amount on Record |
| Prior Sale | Mar 24, 2004 · Amount on Record |
| Deed Document Number | 0010975458 |
| Deed Book / Page | 10975 / 458 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1207 JOHN ROSS RD, CHATTANOOGA, TN 37412-1465 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1207 JOHN ROSS RD, CHATTANOOGA, TN 37412-1465 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000161 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 13246/899 |
| Instrument | 2023032700161 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1207 JOHN ROSS RD, CHATTANOOGA, TN 37412-1465 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000010 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 12390/103 |
| Instrument | 2021031000010 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 13, 2017 |
| Property Address | 1207 JOHN ROSS RD, CHATTANOOGA, TN 37412-1465 |
| Document Number | 0000000336 |
| Book / Page | 10975 / 458 |
| Map Reference | MB19 PG33 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 2017021300336 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | CUMBERILAND TITLE & GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1207 JOHN ROSS RD, CHATTANOOGA, TN 37412-1465 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000337 |
|---|---|
| Date | Feb 13, 2017 |
| Instrument | 2017021300337 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Number | 0000000338 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 10975/475 |
| Instrument | 2017021300338 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | BRENTWOOD, TN 37027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1207 JOHN ROSS RD, CHATTANOOGA, TN 37412-1465 |
| Document Number | 0000000337 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | MERGE ESCROW LLC, ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1207 JOHN ROSS RD CHATTANOOGA TN 374121465, CHATTANOOGA, TN 37412-1465 |
| Document Number | 0000000337 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 010975/000431 |
| Instrument | 337 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2047 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $833.00 (+16.99%) | $54,975 (+72.61%) | $219,900 (+72.61%) Land $50,000 Building $169,900 |
| 2024 | $712.00 (-36.37%) | $31,850 (-) | $127,400 (-) Land $40,000 Building $87,400 |
| 2023 | $1,119.00 | $31,850 (-) | $127,400 (-) Land $40,000 Building $87,400 |
| 2022 | $1,119.00 | $31,850 | $127,400 Land $40,000 Building $87,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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