Etowah County property record for 1207 Gardner St, Gadsden, AL 35901
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,542 sqft · built 1940 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Individual on Record |
| Last Sale | $60,000 (Feb 2015) |
| Tax Bill | $802 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-05-2-000-089.000 |
| Primary APN | 15-03-05-2-000-089.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Area | 440 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 249244 |
|---|---|
| Street Address | 1207 GARDNER ST |
| City | GADSDEN |
| State | AL |
| Zip | 35901-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR LT 5 BLK 1 INTERURBAN ADD PADEN & HUGHES PLAT B-206 5-12-6 1212-213,1416-175,D-2007-3281221,D-2015-3413844 D-2019-3488147,D-2020-35100777 |
| Legal Range | 6E |
| Legal Township | 12S |
| Legal Section | 5 |
| Legal Subdivision | INTERURBAN ADD PADEN & HUGHES |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 800 |
Source: Etowah County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 12608 HONEY ROCK CIR SW, HUNTSVILLE, AL 35803-5409 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2015 · Amount on Record |
| Deed Sale | Feb 13, 2015 · Amount on Record |
| Deed Document Number | 20153413844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ETOWAH AL |
| Property Address | 1207 GARDNER ST, GADSDEN, AL 35901-3040 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3490744 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 3490744 |
| Name | FAMILY SAVINGS CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Due | Sep 13, 2019 |
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Gadsden City |
| Unified School District | Gadsden City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $802.00 (-18.25%) | $16,380 (-18.26%) Land $3,140 Building $13,240 | $81,900 (-18.26%) Land $15,700 Building $66,200 |
| 2023 | $981.00 (+17.77%) | $20,040 (+17.88%) Land $3,140 Building $16,900 | $100,200 (+17.88%) Land $15,700 Building $84,500 |
| 2022 | $833.00 | $17,000 Land $3,140 Building $13,860 | $85,000 Land $15,700 Building $69,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1985–1990) |
| Most Recent Claim | Feb 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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