Cooke County property record for 1207 FM 902, Gainesville, TX 76240
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 1,201 sqft · built 2017 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,405 (2026) |
| Deeds & Mortgages | Aug 2018 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0950-003-00001 |
| Primary APN | 0950-003-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,201 sqft Living Area |
| Gross Area | 3,009 sqft |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 94,961 sqft (2.18 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 768 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0950-003-00001 |
|---|---|
| Street Address | 1207 FM 902 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-6413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | STROUD TB 0950 ACRES 2.18 1207 FM 902, GAINESVILLE TX 76240 |
| Legal Subdivision | STROUD TB |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1100 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1207 FM 902, GAINESVILLE, TX 76240-6413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 1207 FM 902, GAINESVILLE, TX 76240-6413 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002214/478 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 2214/478 |
| Instrument | 2018-85883 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.93% |
| Type Change Date | Sep 1, 2019 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,405.00 (+406.32%) Homeowner's exemption Senior Citizen's exemption | $290,156 (+1%) | $299,805 (+7.05%) Land $128,247 Building $171,558 |
| 2025 | $870.00 (-6.15%) Homeowner's exemption Senior Citizen's exemption | $263,778 (+21%) | $280,064 (+11.55%) Land $108,506 Building $171,558 |
| 2024 | $927.00 (-56.7%) | ||
| 2023 | $217,998 | $251,057 Land $97,200 Building $153,857 | |
| 2022 | $2,141.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 16 (1981–2015) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
May also be available: T-Mobile.
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