1207 E Oldtown Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 1207 E Oldtown Rd, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,044 sqft · built 1925
Lot Size0.07 acres (3,059 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Feb 2023)
Tax Bill$834 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-034147

Property Details

APN / Parcel Number

Primary APN04-034147
Alternative APNs
  • 4034147
  • 034147

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,044 sqft Total Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,059 sqft (0.07 acres)
PorchSlab
Porch Area210 sqft
Deck Area138 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number034147
Street Address1207 E OLDTOWN RD
CityCUMBERLAND
StateMD
Zip21502-4041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1207 OLDTOWN RD LOT 23 44X96 MAPLESIDE 40X78
Legal SubdivisionMAPLESIDE ADD
Legal Lot Number23
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1025
Census Tract700

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address723 GLENMORE ST, CUMBERLAND, MD 21502-3721
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2023 · Amount on Record
Deed SaleFeb 16, 2023 · Amount on Record
Prior SaleNov 7, 2005 · Amount on Record
Deed Book / Page2857 / 472
Record UpdatedOct 29, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateFeb 16, 2023
Property Address1207 E OLDTOWN RD, CUMBERLAND, MD 21502-4041
Document Number002857-0472
Book / Page2857 / 472
Map ReferenceMB 149 PG 442
Instrument DateJan 17, 2023
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address723 GLENMORE ST, CUMBERLAND, MD 21502-3721

Mortgage

Document Number0028570479
DateFeb 16, 2023
Instrument2857-0479
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$111,400 (+121.91%) Land $6,100 Building $105,300$111,400 (+121.91%) Land $6,100 Building $105,300
2025$834.00 (+78.59%)
2023$467.00$50,200 Land $6,100 Building $44,100$50,200 Land $6,100 Building $44,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993–1996)
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

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