1207 E 960 S, Fruit Heights (Kaysville), UT 84037 Property Records

Davis County property record for 1207 E 960 S, Fruit Heights, UT 84037

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,120 sqft · built 1972
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$255,700 (Sep 2021)
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-093-0038`

Property Details

APN / Parcel Number

Primary APN	`07-093-0038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	436 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1207 E 960 S
City	KAYSVILLE
State	UT
Zip	84037-2924
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	C-2
Legal Description	ALL OF UNIT 38, BLDG K, SOMERSET PLACE CONDO
Legal Subdivision	SOMERSET PLACE CONDOMINIUM
Legal Unit	38
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3002
Census Tract	127100

Owner

1207 E 960 S, a townhouse, is owned and occupied by an individual who bought it in September 2021.

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1207 E 960 S, KAYSVILLE, UT 84037-2924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 17, 2025	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Sep 24, 2021	Intrafamily Transfer, Transfer · FHA Mortgage VERITAS FUNDING LLC
Oct 25, 2018	Loan Modification, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Aug 24, 2005 · Amount on File
Deed Document Number	20213421705
Deed Book / Page	7851 / 3348
Prior Transfer Date	Sep 20, 2021
Prior Transfer Doc	07851/3348
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1207 E 960 S, FRUIT HEIGHTS, UT 84037-2924
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 E 960 S, FRUIT HEIGHTS, UT 84037-2924

Mortgage

Document Number	0008309/23
Date	Aug 4, 2023
Book Page	8309/23
Instrument	3538979

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20414

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Oct 1, 2051

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1207 E 960 S, FRUIT HEIGHTS, UT 84037-2924
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 E 960 S, FRUIT HEIGHTS, UT 84037-2924

Mortgage

Document Number	08771/2010
Date	Jun 17, 2025
Book Page	8771/2010
Instrument	3621842

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Sep 24, 2021
Property Address	1207 E 960 S, FRUIT HEIGHTS, UT 84037-2924
Document Number	07851/3348
Book / Page	7851 / 3348
Map Reference	DOC 350986
Instrument Date	Sep 20, 2021
Instrument	3421705
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	METRO NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 E 960 S, FRUIT HEIGHTS, UT 84037-2924

Mortgage

Document Number	0003421706
Date	Sep 24, 2021
Instrument	3421706

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAVIS UT
Property Address	1207 E 960 S, FRUIT HEIGHTS, UT 84037-2924
Document Number	0003130273
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	EAGLE GATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 E 960 S #38 FRUIT HEIGHTS UT 840372924, 38, FRUIT HEIGHTS, UT 84037-2924

Mortgage

Document Number	0003130273
Date	Nov 26, 2018
Book Page	007146/000907
Instrument	3130273

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1207 E 960 S was $1,647, up 1.6% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Fruit Heights City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,750 (+0.66%) Land $82,500 Building $85,250	$305,000 (+0.66%) Land $150,000 Building $155,000
2025	$1,647.00 (+1.6%)	$166,650 Building $166,650	$303,000 Building $303,000
2024	$1,621.00 (+8.72%)
2023	$1,491.00 (-0.73%)	$277,000 Building $277,000	$277,000 Building $277,000
2022	$1,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1207 E 960 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1207 E 960 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUIT HEIGHTS CITY WATER SYSTEM serves 6,075 people · EPA ID UTAH06017
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Mar 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: All West, Echo Broadband.

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