1207 E 54th St, Minneapolis, MN 55417 Property Records

Hennepin County property record for 1207 E 54th St, Minneapolis, MN 55417

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,270 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,647 (Jul 2026)
Tax Bill	$6,621 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-028-24-12-0045`

Property Details

APN / Parcel Number

Primary APN	`23-028-24-12-0045`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	946 sqft
Basement Area	942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	136 ft deep x 51 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1207 E 54TH ST
City	MINNEAPOLIS
State	MN
Zip	55417-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 004 BLOCK 003 A EDGEWATER ON NOKOMIS 51.00 X 136.00
Legal Range	24
Legal Township	028
Legal Section	23
Legal Quarter	12
Legal Subdivision	EDGEWATER ON NOKOMIS
Legal Block	3
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	2
Census Block	2009
Census Tract	11703

Owner

Source: Hennepin County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1207 E 54TH ST, MINNEAPOLIS, MN 55417-1845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 6, 2026	Deed of Trust, Mortgage · Construction Mortgage ALERUS FINANCIAL
Mar 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Jul 28, 2017	Warranty Deed, Transfer · Conventional with PMI LEADERONE FIN'L
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	202611477289
Prior Transfer Date	May 15, 2024
Prior Transfer Doc	0011284391
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 7, 2026
Property Address	1207 E 54TH ST, MINNEAPOLIS, MN 55417-1845
Document Number	0011477289
Instrument Date	Jun 22, 2026
Instrument	202611477289
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150,288.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1207 E 54TH ST, MINNEAPOLIS, MN 55417-1845

Mortgage

Document Number	0011477290,
Date	Jul 7, 2026
Instrument	202611477290

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	May 6, 2026
Property Address	1207 E 54TH ST, MINNEAPOLIS, MN 55417-1845
Document Number	0011460517
Instrument Date	Apr 20, 2026
Instrument	202611460517
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0011460517,
Date	May 6, 2026
Instrument	202611460517

Lender

Name	ALERUS FINANCIAL

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2027

Interest

Rate	6.22%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1207 E 54TH ST, MINNEAPOLIS, MN 55417-1845
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11084228
Date	Mar 4, 2022
Instrument	A11084228

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 20, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1207 E 54TH ST, MINNEAPOLIS, MN 55417-1845
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11052138
Date	Dec 6, 2021
Instrument	A11052138

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 28, 2017
Property Address	1207 E 54TH ST, MINNEAPOLIS, MN 55417-1845
Document Number	0010464384
Instrument Date	Jul 26, 2017
Instrument	10464384
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1207 E 54TH ST MINNEAPOLIS MN 554171845, MINNEAPOLIS, MN 55417-1845

Mortgage

Document Number	10464385
Date	Jul 28, 2017
Instrument	10464385

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1207 E 54TH ST, MINNEAPOLIS, MN 55417-1845
Document Number	0010421016
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1207 E 54TH ST MINNEAPOLIS MN 554171845, MINNEAPOLIS, MN 55417-1845

Mortgage

Document Number	0010421016
Date	Mar 17, 2017
Instrument	10421016

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,621.00 (+1.22%)	$436,000 (-2.46%) Land $193,000 Building $243,000	$436,000 (-2.46%) Land $193,000 Building $243,000
2024	$6,541.00 (+27.58%)	$447,000 (+14.03%) Land $193,000 Building $254,000	$447,000 (+14.03%) Land $193,000 Building $254,000
2023	$5,127.00 Homeowner's exemption
2022		$392,000 Land $155,000 Building $237,000	$392,000 Land $155,000 Building $237,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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