1207 E 15th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1207 E 15th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	2 bd · 746 sqft · built 1948
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Dec 2023)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1122128010`

Property Details

APN / Parcel Number

Primary APN	`1122128010`
Alternative APNs	`116994` `19070`

Interior

Bedrooms	2 Beds
Building Area	746 sqft Building Perimeter

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Location & Zoning

Account Number	116994
Street Address	1207 E 15TH ST
City	STERLING
State	IL
Zip	61081-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST PARK SUB LOT 17 192101X
Legal Subdivision	EAST PARK SUBDIVISION
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2006
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1207 E 15TH ST, STERLING, IL 61081-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	20235910
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1207 E 15TH ST, STERLING, IL 61081-2647
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006103
Date	Nov 26, 2025
Instrument	2025-06103

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 1, 2023
Property Address	1207 E 15TH ST, STERLING, IL 61081-2647
Document Number	0000005910
Instrument Date	Nov 20, 2023
Instrument	2023-05910
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 15TH AVE, STERLING, IL 61081-4008
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005911
Date	Dec 1, 2023
Instrument	2023-05911

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00 (+63.13%)	$30,096 (+114.37%) Land $3,301 Building $26,795
2024			$90,288 (+114.37%) Land $9,903 Building $80,385
2022	$1,500.00	$14,039 Land $2,791 Building $11,248	$42,117 Land $8,373 Building $33,744

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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