Lexington County property record for 1207 Congaree Bluff Ct, Cayce, SC 29033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,166 sqft · built 2021 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $518,500 (Sep 2021) |
| Tax Bill | $3,696 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Feb 2021 Sale & Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 004685-01-013 |
| Primary APN | 004685-01-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,166 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1207 CONGAREE BLUFF CT |
|---|---|
| City | CAYCE |
| State | SC |
| Zip | 29033-4428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGAREE BLUFF LOT 13 |
| Legal Subdivision | WALTER TAYLOR AND COMPANY |
| Legal Lot Number | 13 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | WEST COLUMBIA-CAYCE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Columbia Canal listed 1979 · 18 contributing resources · NRIS 79002392 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lexington County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1207 CONGAREE BLUFF CT, CAYCE, SC 29033-4428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Feb 10, 2021 | Limited Warranty Deed, Transfer · Line of Credit AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Feb 10, 2021 · Amount on Record |
| Deed Document Number | 202153138 |
| Deed Book / Page | 20968 / 4492 |
| Prior Transfer Date | Sep 1, 2015 |
| Prior Transfer Doc | 0000042173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Sep 30, 2021 |
| Property Address | 1207 CONGAREE BLUFF CT, CAYCE, SC 29033-4428 |
| Document Number | 2096804492 |
| Book / Page | 20968 / 4492 |
| Map Reference | MB 20840 PG 5466 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021053138 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,918.45 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1207 CONGAREE BLUFF CT, CAYCE, SC 29033-4428 |
| Document Number | 2021053139 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021053139 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.99% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.99% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Feb 10, 2021 |
| Property Address | 1207 CONGAREE BLUFF CT, CAYCE, SC 29033-4428 |
| Document Number | 2092104722 |
| Book / Page | 20921 / 4722 |
| Map Reference | MB 20840 PG 5466 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021007258 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4408 FOREST DR STE 350, 350, COLUMBIA, SC 29206-3135 |
| Investor | Possibly a Property Investor |
| Document Number | 2021007259 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021007259 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Aug 5, 2022 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Cayce City |
| Unified School District | Lexington School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,696.00 (-1.2%) | ||
| 2024 | $3,741.00 (+5%) | $20,740 (-) Land $4,000 Building $16,740 | $518,500 (-) Land $100,000 Building $418,500 |
| 2023 | $3,563.00 | $20,740 Land $4,000 Building $16,740 | $518,500 Land $100,000 Building $418,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (2013–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAYCE serves 17,460 people · EPA ID SC3210003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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