1207 Colonial Dr, Machesney Park, IL 61115 Property Records

Winnebago County property record for 1207 Colonial Dr, Machesney Park, IL 61115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 870 sqft · built 1957
Lot Size	0.17 acres (7,391 sqft)
Owner	2 Individual Names on File
Last Sale	$83,500 (Jul 2001)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-31-429-014`

Property Details

APN / Parcel Number

Primary APN	`08-31-429-014`
Alternative APNs	`831429014` `139D204`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	870 sqft Living Area
1st Floor Area	870 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	7,391 sqft (0.17 acres)
Lot Dimensions	131 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	139D204
Street Address	1207 COLONIAL DR
City	MACHESNEY PARK
State	IL
Zip	61115-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH PARK EAST 4TH SUB BNG PT SE1/4 SEC 31-45-2 E1/2 LOT 004 BLOCK 019
Legal Range	2
Legal Township	45
Legal Section	31
Legal Subdivision	NORTH PARK EAST 4TH SUB
Legal Block	019
Legal Lot Number	004
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	2
Census Block	2010
Census Tract	104

Owner

1207 Colonial Dr is owned and occupied by two individuals who bought it in July 2001.

Source: Winnebago County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1207 COLONIAL DR, MACHESNEY PARK, IL 61115-3807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK
Dec 26, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK/ROCKFORD
May 25, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2001 · Amount on File
Deed Sale	Jul 27, 2001 · Amount on File
Deed Document Number	2001145977
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 27, 2026
Property Address	1207 COLONIAL DR, MACHESNEY PARK, IL 61115-3807
Document Number	0000022618
Instrument Date	Aug 21, 2026
Instrument	202622618
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1207 COLONIAL DR, MACHESNEY PARK, IL 61115-3807

Mortgage

Document Number	0000022618,
Date	Aug 27, 2026
Instrument	202622618

Lender

Name	FORESIGHT BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1207 COLONIAL DR, MACHESNEY PARK, IL 61115-3807
Document Number	0001000771
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1207 COLONIAL DR MACHESNEY PARK IL 611153807, MACHESNEY PARK, IL 61115-3807

Mortgage

Document Number	0001000771
Date	Jan 8, 2018
Instrument	1000771

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	LOVES PARK, IL 61111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1207 COLONIAL DR, MACHESNEY PARK, IL 61115-3807
Document Number	0001016723
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1207 COLONIAL DR MACHESNEY PARK IL 611153807, MACHESNEY PARK, IL 61115-3807

Mortgage

Document Number	0001016723
Date	Jun 5, 2017
Instrument	1016723

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	LOVES PARK, IL 61111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1207 Colonial Dr was $3,026 with exemptions applied, up 8.2% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Machesney Park Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00 (+8.19%) Homeowner's exemption Disabled Person's exemption	$47,433 (+9.96%) Land $5,224 Building $42,209	$142,299 (+9.96%) Land $15,672 Building $126,627
2024	$2,797.00	$43,137 Land $4,751 Building $38,386	$129,411 Land $14,253 Building $115,158
2022	Homeowner's exemption	$34,942 Land $3,848 Building $31,094	$104,826 Land $11,544 Building $93,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1207 Colonial Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1207 Colonial Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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