1207 Cedar Ln, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1207 Cedar Ln, Edgewater, MD 21037 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,876 sqft · built 1997
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Tax Bill	$5,566 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-887-90071033`

Property Details

APN / Parcel Number

Primary APN	`01-887-90071033`
Alternative APNs	`1-887-90071033` `88790071033`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,876 sqft Living Area
1st Floor Area	1,461 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	311 sqft
Shed	1 Shed
Shed Area	377 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	88790071033
Street Address	1207 CEDAR LN
City	EDGEWATER
State	MD
Zip	21037-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 WEST SHOREHAM
Legal Subdivision	WEST SHOREHAM
Legal Block	1
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1035
Census Tract	701201

Owner

Source: Anne Arundel County records · APN 01-887-90071033

Assessment roll updated August 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1207 CEDAR LN, EDGEWATER, MD 21037-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 18, 2023	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jul 05, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 18, 2023
Deed Sale	Jan 18, 2023
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Book / Page	39401 / 420
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1207 CEDAR LN, EDGEWATER, MD 21037-4403
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 CEDAR LN, EDGEWATER, MD 21037-4403

Mortgage

Document Number	0391480014
Date	Sep 26, 2022
Book Page	39148/14

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 01, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 18, 2023
Property Address	1207 CEDAR LN, EDGEWATER, MD 21037-4403
Document Number	0394010420
Book / Page	39401 / 420
Map Reference	MB 21 FO 33
Instrument Date	Mar 18, 2021
Transaction Type	Transfer
Record Updated	Feb 03, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 CEDAR LN, EDGEWATER, MD 21037-4403

Mortgage

Document Number	0039401425
Date	Jan 18, 2023
Instrument	39401/425

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jun 01, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1207 CEDAR LN, EDGEWATER, MD 21037-4403
Document Number	0334420435
Instrument Date	Jul 05, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 CEDAR LN EDGEWATER MD 210374403, EDGEWATER, MD 21037-4403

Mortgage

Document Number	0334420435
Date	Aug 08, 2019
Book Page	033442/000435

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 07, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$490,333 (+12.82%)	$518,200 (+19.24%) Land $206,200 Building $312,000
2024	$5,566.00 (+17.3%)
2023	$4,745.00	$434,600 Land $206,200 Building $228,400	$434,600 Land $206,200 Building $228,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037012011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 49 individual NFIP policies nearby
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024, tidal / storm surge

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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