1207 Bruce Dr, Denison, TX 75020 Property Records

Grayson County property record for 1207 Bruce Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,293 sqft · built 2021
Lot Size	0.124 acres (5,384 sqft)
Owner	Company on Record
Tax Bill	$5,865 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D006 3201036`

Property Details

APN / Parcel Number

Primary APN	`D006 3201036`
Alternative APN	`140353`

Interior

Stories	1 Story
Building Area	1,293 sqft Living Area
Gross Area	1,685 sqft
1st Floor Area	1,293 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	5,384 sqft (0.124 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	246 sqft

Location & Zoning

Street Address	1207 BRUCE DR
City	DENISON
State	TX
Zip	75020-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGS OAKS ADDN, BLOCK 2, LOT 15
Legal Subdivision	SPRINGS OAKS ADDN
Legal Block	2
Legal Lot Number	15
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1018
Census Tract	400

Owner

Source: Grayson County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	14643 DALLAS PKWY, 1050, DALLAS, TX 75254-7410
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Vendor's Lien, Transfer · Construction Mortgage COMMONWEALTH ANNUITY AND LIFE INSUR
Oct 5, 2020	Grant Deed, Transfer COLE TITLE
Sep 30, 2020	Loan Modification, Mortgage · Line of Credit INTERNATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022
Deed Sale	Aug 31, 2022
Deed Document Number	202229449
Record Updated	Sep 20, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Aug 31, 2022
Property Address	1207 BRUCE DR, DENISON, TX 75020-1205
Document Number	0000029449
Map Reference	VOL 3 PG 84
Instrument Date	Aug 30, 2022
Instrument	2022-29449
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	CARLISLE TITLE/TX LLC, CARLISLE TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14643 DALLAS PKWY # 1050, 1050, DALLAS, TX 75254-8800
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029450
Date	Aug 31, 2022
Instrument	2022-29450

Lender

Name	COMMONWEALTH ANNUITY AND LIFE INSUR
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 5, 2020
Property Address	1207 BRUCE DR, DENISON, TX 75020-1205
Document Number	0000027086
Instrument Date	Sep 30, 2020
Instrument	27086
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	COLE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14643 DALLAS PKWY #1050 DALLAS TX 752548800, 1050, DALLAS, TX 75254-8800
Investor	Possibly a Property Investor

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	1207 BRUCE DR, DENISON, TX 75020-1205
Document Number	0000027087
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	COLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14643 DALLAS PKWY #1050 DALLAS TX 752548800, 1050, DALLAS, TX 75254-8800
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027087
Date	Oct 5, 2020
Instrument	27087

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	3817 NW EXPRESSWAY # 100, OKLAHOMA CITY, OK 73112-1448

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,865.00 (+4.75%)	$253,031 (+5%) Land $36,409 Building $216,622	$253,031 (+5%) Land $36,409 Building $216,622
2024	$5,599.00 (+166.75%)
2023		$240,990 Land $34,578 Building $206,412	$240,990 Land $34,578 Building $206,412
2022	$2,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, TekWav, Verizon.

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