1207 Brad Dr, Urbana, IL 61802 Property Records

Champaign County property record for 1207 Brad Dr, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Lot Size	0.045 acres (1,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,000 (Sep 2013)
Tax Bill	$3,037 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-21-04-388-004`

Property Details

APN / Parcel Number

Primary APN	`30-21-04-388-004`

Exterior

Lot Area	1,974 sqft (0.045 acres)

Location & Zoning

Street Address	1207 BRAD DR
City	URBANA
State	IL
Zip	61802-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS THREE WILLOWS (WILLOW SPRINGS) CONDO PHASE 9
Legal Range	09E
Legal Township	19N
Legal Section	04
Legal Subdivision	COMMONS THREE WILLOWS (WILLOW SPRINGS) C
Legal Lot Number	1207
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2011
Census Tract	5401

Owner

Source: Champaign County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1207 BRAD DR, URBANA, IL 61802-1249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage PHILO EXCHANGE BANK
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PHILO EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2013 · Amount on Record
Deed Sale	Sep 23, 2013 · Amount on Record
Prior Sale	Jul 11, 2005 · Amount on Record
Deed Document Number	201323058
Last Transfer Date	May 7, 2025
Transfer Doc	0000006197
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 17, 2026
Property Address	1207 BRAD DR, URBANA, IL 61802-1249
Document Number	0000014669
Instrument Date	Sep 10, 2026
Instrument	202614669
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 BRAD DR, URBANA, IL 61802-1249

Mortgage

Document Number	0000014669,
Date	Sep 17, 2026
Instrument	202614669

Lender

Name	PHILO EXCHANGE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2031

Interest

Rate	7.25%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1207 BRAD DR, URBANA, IL 61802-1249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009737
Date	Jun 4, 2020
Instrument	2020R09737

Lender

Name	PHILO EXCHANGE BANK
Type	Bank
Address	PHILO, IL 61864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,130 (+25.22%) Land $15,240 Building $36,890	$156,390 (+25.22%) Land $45,720 Building $110,670
2024	$3,037.00 (+14.86%)
2022	$2,644.00 Homeowner's exemption Senior Citizen's exemption	$41,630 Land $12,170 Building $29,460	$124,890 Land $36,510 Building $88,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Fidium Fiber, i3 Broadband.

Nearby Properties on Brad Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures