1207 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1207 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,102 sqft · built 2014
Lot Size	0.142 acres (6,171 sqft)
Owner	Trust Name on File
Last Sale	$638,500 (Jul 2014)
Tax Bill	$8,153 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-610-50-00`

Property Details

APN / Parcel Number

Primary APN	`122-610-50-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,102 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	6,171 sqft (0.142 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1207 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-MP-1
Legal Description	LOT 102 TR 015823
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015823
Legal Block	3
Legal Lot Number	102
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18619

Owner

1207 Bellingham Dr is owner-occupied and held in a trust since May 2020.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Trust Name on File
Mailing Address	1207 BELLINGHAM DR, OCEANSIDE, CA 92057-2724
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2014 · Amount on File
Deed Sale	Jul 16, 2014 · Amount on File
Prior Sale	Apr 3, 2012 · Amount on File
Deed Document Number	2014296426
Last Transfer Date	May 31, 2020
Transfer Doc	0000322069
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1207 BELLINGHAM DR, OCEANSIDE, CA 92057-2724
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 BELLINGHAM DR, OCEANSIDE, CA 92057-2724

Mortgage

Document Number	0000039723
Date	Jan 19, 2021
Instrument	2021-0039723

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2020
Property Address	1207 BELLINGHAM DR, OCEANSIDE, CA 92057-2724
Document Number	0000225531
Map Reference	MAP 15823
Instrument Date	Apr 28, 2020
Instrument	2020-0225531
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1207 BELLINGHAM DR, OCEANSIDE, CA 92057-2724

Mortgage

Document Number	0000225532
Date	May 4, 2020
Instrument	2020-0225532

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1207 Bellingham Dr was $8,153 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$792,196 (+2%) Land $269,691 Building $522,505
2025	$8,153.00 Homeowner's exemption	$776,663 Land $264,403 Building $512,260
2023	$7,805.00 (+1.77%) Homeowner's exemption	$746,506 Land $254,137 Building $492,369
2022	$7,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1207 Bellingham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1207 Bellingham Dr is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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