1207 7th St NW, Rochester, MN 55901 Property Records

Olmsted County property record for 1207 7th St NW, Rochester, MN 55901

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	2 ba · 3,950 sqft · built 1958
Lot Size	0.091 acres (3,964 sqft)
Owner	2 Individual Names on File
Last Sale	$750,750 (Jul 2023)
Tax Bill	$8,838 (2026)
Deeds & Mortgages	Jul 2023 Sale & Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74.34.14.008598`

Property Details

APN / Parcel Number

Primary APN	`74.34.14.008598`

Interior

Building Area	3,950 sqft Total Area
1st Floor Area	3,750 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1983
Exterior Material	Wood Shingle
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,964 sqft (0.091 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1207 7TH ST NW
City	ROCHESTER
State	MN
Zip	55901-1762
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Legal Description	SECT-34 TWP-107 RANGE-014 REPLAT 4 & 10 GOODINGS ADD LOT-007 BLOCK-004 WLY 25FT LOT 7 BLK 4
Legal Range	14
Legal Township	107
Legal Section	34
Legal Subdivision	REPLAT 4 & 10 GOODINGS ADD
Legal Block	4
Legal Lot Number	7
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	5
Census Block	5007
Census Tract	600

Owner

1207 7th St NW, a commercial property, is owned by two individuals who bought it in July 2023.

Source: Olmsted County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1205 7TH ST NW, ROCHESTER, MN 55901-1762
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Line of Credit MANUFACTURERS BANK & TRUST CO
May 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage COULEE BANK
Oct 31, 2019	Warranty Deed, Transfer · Line of Credit ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	Oct 31, 2019 · Amount on File
Deed Document Number	20231590076
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jul 24, 2023
Property Address	1207 7TH ST NW, ROCHESTER, MN 55901-1762
Document Number	00A1590019
Instrument Date	Jun 16, 2023
Instrument	A-1590019
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	TITLE SERVICES, INC., TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7451 ZANZIBAR LN N, OSSEO, MN 55311-2503
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1590020
Date	Jul 24, 2023
Instrument	A-1590020

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1207 7TH ST NW, ROCHESTER, MN 55901-1762
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1535765
Date	May 21, 2021
Instrument	A-1535765

Lender

Name	COULEE BANK
Type	Bank
Address	LA CROSSE, WI 54601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jun 2, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Oct 31, 2019
Property Address	1207 7TH ST NW, ROCHESTER, MN 55901-1762
Document Number	00A1484976
Instrument Date	Oct 16, 2019
Instrument	A-1484976
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE SERVICES, INC., TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 12TH ST NW, ROCHESTER, MN 55901-6711
Mail Care Of	FARAH MOHAMED

Mortgage

Document Number	00A1484977
Date	Oct 31, 2019
Instrument	A-1484977

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1207 7th St NW was $8,838.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,838.00
2025		$327,100 Land $19,700 Building $307,400	$327,100 Land $19,700 Building $307,400
2023	$8,066.00
2022		$327,100 Land $19,700 Building $307,400	$327,100 Land $19,700 Building $307,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1207 7th St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1207 7th St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hiawatha Broadband Communications, Minnesota WiFi.

Nearby Properties on 7th St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures