Whatcom County property record for 1207 40th St, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,156 sqft · built 1937 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,725,000 (Jun 2024) |
| Tax Bill | $10,933 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 51041 |
| Primary APN | 51041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,156 sqft Living Area |
| 1st Floor Area | 2,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Roof Material | Metal |
| Lot Area | 219,978 sqft (5.05 acres) |
| Porch | Covered Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 604 sqft |
| Patio Area | 680 sqft |
| Storage Building | 336 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 51041 |
|---|---|
| Street Address | 1207 40TH ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-4907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS20.0 |
| Legal Description | THAT PTN OF NW SW SW LY WLY OF LI DAF-BEG AT NE COR OF NW 1/4-TH S 89 DEG 28'28\ W ALG N LI OF NW 1/4 182.50 FT TO E LI OF MA |
| Legal Range | 03 |
| Legal Township | 37 |
| Legal Section | 05 |
| Legal Subdivision | MARINE VIEW HEIGHTS |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 902 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1207 40TH ST, BELLINGHAM, WA 98229-4907 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on Record |
| Deed Sale | Jun 6, 2024 · Amount on Record |
| Deed Document Number | 2024-0600353 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1207 40TH ST, BELLINGHAM, WA 98229-4907 |
| Document Number | 2190800813 |
| Instrument Date | Aug 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1207 40TH ST BELLINGHAM WA 982294907, BELLINGHAM, WA 98229-4907 |
| Document Number | 2190800813 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 800813 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 6, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,933.00 (+83.47%) | $1,336,813 (+63.2%) Land $885,754 Building $451,059 | $1,336,813 (+63.2%) Land $885,754 Building $451,059 |
| 2022 | $819,104 Land $541,104 Building $278,000 | $819,104 Land $541,104 Building $278,000 | |
| 2021 | $5,959.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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