Genesee County property record for 12064 Cook Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,460 sqft · built 1912 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,500 (Jul 2013) |
| Tax Bill | $2,203 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-19-400-030 |
| Primary APN | 10-19-400-030 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| 1st Floor Area | 1,321 sqft |
| Basement Area | 1,321 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Lot Area | 82,764 sqft (1.9 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12064 COOK RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | A PARCEL OF LAND BEG S 89 DEG 58 MIN 42 SEC W 430 FT FROM SE COR OF SEC TH S 89 DEG 58 MIN 42 SEC W 271.27 FT TH N 0 DEG 01 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 19 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12064 COOK RD, GAINES, MI 48436-9786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2013 · Amount on Record |
| Deed Sale | Jul 25, 2013 · Amount on Record |
| Prior Sale | Nov 23, 2010 · Amount on Record |
| Deed Document Number | 201391800 |
| Prior Transfer Date | Nov 17, 2010 |
| Prior Transfer Doc | 0000078764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12064 COOK RD, GAINES, MI 48436-9786 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 201806050070089 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 201806050070089 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12064 COOK RD, GAINES, MI 48436-9786 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202009250066121 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 202009250066121 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,400 (+7.73%) Land $20,000 Building $137,400 | $314,800 (+7.73%) Land $40,000 Building $274,800 | |
| 2025 | $2,203.00 (+4.36%) Homeowner's exemption | $146,100 (+7.11%) | $292,200 (+7.11%) |
| 2024 | $2,111.00 (+54.09%) | ||
| 2023 | $136,400 | $272,800 | |
| 2019 | $1,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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