12063 Cove Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12063 Cove Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Lot Size	3.66 acres (159,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Mar 2019)
Tax Bill	$948 (2026)
Deeds & Mortgages	Mar 2019 Sale Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-065163`

Property Details

APN / Parcel Number

Primary APN	`15-065163`
Alternative APN	`065163`

Exterior

Lot Area	159,430 sqft (3.66 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	065163
Street Address	12063 COVE RD
City	CLEAR SPRING
State	MD
Zip	21722-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	LOT 6 3.66 ACRES 12063 COVE ROAD
Legal Subdivision	MATTHEW EBY
Legal Lot Number	6
Jurisdiction	WASHINGTON MD
Township / Civil Division	15, INDIAN SPRING
Census Block Group	1
Census Block	1071
Census Tract	10600

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3605 NORVELLA CT, NORFOLK, VA 23513-1514
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2019	Grant Deed, Transfer TRI-STATE SIGNATURE SETTLEMENTS, TRI-ST SIGNATURE SETTLEMENTS
Aug 3, 2018	Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK OF MERCERSBURG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Book / Page	5927 / 287
Record Updated	Oct 29, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 4, 2019
Property Address	12063 COVE RD, CLEAR SPRING, MD 21722-1617
Document Number	0059270287
Book / Page	005927 / 000287
Instrument Date	Feb 21, 2019
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	TRI-STATE SIGNATURE SETTLEMENTS, TRI-ST SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3605 NORVELLA CT NORFOLK VA 235131514, NORFOLK, VA 23513-1514

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 3, 2018
Property Address	12063 COVE RD, CLEAR SPRING, MD 21722-1617
Document Number	0058060231
Book / Page	5806 / 0231
Map Reference	PL10138
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4847 BURKHOLDER RD, CHAMBERSBURG, PA 17202-9358

Mortgage

Document Number	0005806238
Date	Aug 3, 2018
Instrument	5806/238

Lender

Name	FIRST COMMUNITY BANK OF MERCERSBURG
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$948.00	$91,600 (-) Land $81,600 Building $10,000	$91,600 (-) Land $81,600 Building $10,000
2025	$948.00 (-0.42%)	$91,600 (-) Land $81,600 Building $10,000	$91,600 (-) Land $81,600 Building $10,000
2023	$952.00	$91,600 Land $81,600 Building $10,000	$91,600 Land $81,600 Building $10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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