12060 Harcum Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 12060 Harcum Rd, Gloucester, VA 23061

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,739 sqft · built 2006
Lot Size1.64 acres (71,438 sqft)
Owner2 Individual Names on File
Tax Bill$2,564 (2026)
Flood ZoneZone X (minimal risk)
APN26996

Property Details

APN / Parcel Number

Primary APN26996

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,739 sqft Living Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area71,438 sqft (1.64 acres)
Garage Area462 sqft
PorchSlab
Deck Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address12060 HARCUM RD
CityGLOUCESTER
StateVA
Zip23061-2548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSC-1
Legal DescriptionBLANDS WHARF, LOT 3
Legal SubdivisionPLAT: PB23 517
Legal Lot Number3
JurisdictionGLOUCESTER VA
Township / Civil DivisionPETSWORTH
Census Block Group2
Census Block2005
Census Tract100201

Owner

12060 Harcum Rd is owned and occupied by two individuals who acquired it in June 2007.

Source: Gloucester County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address12060 HARCUM RD, GLOUCESTER, VA 23061-2548
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2007
Deed SaleJun 25, 2007
Deed Document Number20074785
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 12060 Harcum Rd was $2,564, up 10.4% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,564.00 (+10.37%)$439,710 (+16.2%) Land $62,080 Building $377,630$439,710 (+16.2%) Land $62,080 Building $377,630
2025$2,323.00 (+5.3%)$378,410 (-) Land $50,080 Building $328,330$378,410 (-) Land $50,080 Building $328,330
2024$2,206.00$378,410 (-) Land $50,080 Building $328,330$378,410 (-) Land $50,080 Building $328,330
2023$2,206.00 (-1.69%)$378,410 (+22.22%) Land $50,080 Building $328,330$378,410 (+22.22%) Land $50,080 Building $328,330
2022$2,244.00$309,620 Land $55,820 Building $253,800$309,620 Land $55,820 Building $253,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12060 Harcum Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims19 (1999–2023)
Claims Outside the SFHA1 of 19
Most Recent ClaimSep 2023 · river or lake flooding
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims
  • Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12060 Harcum Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Harcum Rd

Nearby Streets

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