1206 Webster St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1206 Webster St, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,284 sqft · built 1902
Lot Size0.104 acres (4,554 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Oct 2020)
Tax Bill$4,318 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.62-5-9.1

Property Details

APN / Parcel Number

Primary APN421500 49.62-5-9.1
Alternative APN
  • 150004906200050090010000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,284 sqft Living Area
1st Floor Area868 sqft
Upper Floors Area416 sqft
AtticAttic
Attic Area416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area4,554 sqft (0.104 acres)
Lot Dimensions138 ft deep x 33 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area324 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1206 WEBSTER ST
CitySCHENECTADY
StateNY
Zip12303-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionPT OF 159 1 WOOD
Legal SubdivisionNICHOLAS J CLUTE
Legal Block5
Legal Lot Number9.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3001
Census Tract21500

Owner

1206 Webster St is owned and occupied by an individual who bought it in October 2020.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1206 WEBSTER ST, SCHENECTADY, NY 12303-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Bargain and Sale Deed, Transfer · FHA Mortgage
SUNMARK FCU
Jan 10, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2020 · Amount on File
Deed SaleOct 8, 2020 · Amount on File
Prior SaleJan 10, 2018 · Amount on File
Deed Document Number202031201
Deed Book / Page2043 / 98
Prior Transfer DateMar 24, 2003
Prior Transfer Doc1648000735
Record UpdatedOct 29, 2026

October 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateOct 8, 2020
Property Address1206 WEBSTER ST, SCHENECTADY, NY 12303-1928
Document Number0000031201
Book / Page2043 / 98
Instrument DateSep 10, 2020
Instrument202031201
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1206 WEBSTER ST, 1206, SCHENECTADY, NY 12303-1928

Transferred To (Grantee/Buyer)

NameVerified Name
Address1828 CAMPBELL AVE, SCHENECTADY, NY 12306-5016

Mortgage

Document Number0000031202
DateOct 8, 2020
Instrument202031202
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateJan 10, 2018
Property Address1206 WEBSTER ST, SCHENECTADY, NY 12303-1928
Document Number0000001635
Book / Page001979 / 000410
Instrument DateJan 4, 2018
Instrument1635
Transaction TypeTransfer
Record UpdatedJan 18, 2018

Transaction

AmountAmount on Record
Tax$176.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 RUNDLE RD SAND LAKE NY 121532123, SAND LAKE, NY 12153-2123

Tax Assessment & Valuation

The 2026 property tax bill for 1206 Webster St was $4,318, up 2.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,318.00 (+2.52%)
2025$4,212.00$75,000 Land $13,100 Building $61,900$124,193 Land $21,692 Building $102,501
2023$75,000 (-) Land $13,100 Building $61,900$94,937 (+3.8%) Land $16,582 Building $78,355
2022$75,000 Land $13,100 Building $61,900$91,463 Land $15,976 Building $75,487
2021$3,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 Webster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1206 Webster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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