1206 Waterbury Loop, Lutz, FL 33559 Property Records

Pasco County property record for 1206 Waterbury Loop, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,820 sqft · built 1980
Lot Size	0.332 acres (14,475 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2019)
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-26-19-0020-00200-0010`

Property Details

APN / Parcel Number

Primary APN	`32-26-19-0020-00200-0010`
Alternative APNs	`1926320020002000010` `0836409`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	1,620 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,475 sqft (0.332 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	280 sqft
Shed	1 Shed
Shed Area	1 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1206 WATERBURY LOOP
City	LUTZ
State	FL
Zip	33559-6752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TURTLE LAKES #2 PB 18 PG 71 LOT 1 BLOCK 2
Legal Range	19E
Legal Township	26S
Legal Section	32
Legal Subdivision	TURTLE LAKES
Legal Tract	20
Legal Block	2
Legal Lot Number	1
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1008
Census Tract	32014

Owner

1206 Waterbury Loop is owned and occupied by two individuals who bought it in September 2019.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1206 WATERBURY LOOP, LUTZ, FL 33559-6752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	Mar 2, 2016 · Amount on File
Deed Document Number	2019161925
Deed Book / Page	9977 / 623
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 20, 2019
Property Address	1206 WATERBURY LOOP, LUTZ, FL 33559-6752
Document Number	0099770623
Book / Page	009977 / 000623
Instrument Date	Sep 9, 2019
Instrument	161925
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	BAY CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1206 WATERBURY LOOP LUTZ FL 335596752, LUTZ, FL 33559-6752

Mortgage

Document Number	99770624
Date	Sep 20, 2019
Book Page	009977/000624
Instrument	161926

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1206 Waterbury Loop was $3,402 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,930 (+2.9%)	$312,033 (-1.74%) Land $65,430 Building $246,603
2025	$3,402.00 Homeowner's exemption	$228,310 Land $65,430 Building $162,880	$317,566 Land $65,430 Building $252,136
2023	$3,192.00 (+12.91%) Additional exemption filed	$215,420 (+4.27%) Land $55,930 Building $159,490	$336,276 (+20.63%) Land $55,930 Building $280,346
2022	$2,827.00 Homeowner's exemption	$206,600 Land $47,330 Building $159,270	$278,757 Land $47,330 Building $231,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 Waterbury Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Waterbury Loop is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20