Marshall County property record for 1206 Valley Rd, Benton, KY 42025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,676 sqft · built 1960 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Nov 2022) |
| Tax Bill | $765 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2019 Mortgage + 6 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0B-11-01-014 |
| Primary APN | 0B-11-01-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,676 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1099100 |
|---|---|
| Street Address | 1206 VALLEY RD |
| City | BENTON |
| State | KY |
| Zip | 42025-8420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | MARSHALL KY |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950400 |
Source: Marshall County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1206 VALLEY RD, BENTON, KY 42025-8420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage C-PLANT FCU |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 4, 2012 | Deed of Trust, Mortgage · Line of Credit LAKE CHEM COMMUNITY FCU |
| Aug 30, 2006 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF BENTON |
| Aug 9, 2005 | Deed of Trust, Mortgage BANK OF BENTON |
| Dec 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jul 25, 2017 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Jan 31, 2017 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | Jul 25, 2017 · Amount on Record |
| Deed Document Number | 20221093016 |
| Deed Book / Page | 502 / 186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | 1206 VALLEY RD, BENTON, KY 42025-8420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG889/655 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | MTG 889/655 |
| Instrument | 1018938 |
| Name | C-PLANT FCU |
|---|---|
| Type | Credit Union |
| Address | PADUCAH, KY 42003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 5, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | 1206 VALLEY RD, BENTON, KY 42025-8420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG911/527 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | MTG 911/527 |
| Instrument | 1024776 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | 1206 VALLEY RD, BENTON, KY 42025-8420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG758/498 |
|---|---|
| Date | Dec 4, 2012 |
| Book Page | MTG758/498 |
| Instrument | 228167 |
| Name | LAKE CHEM COMMUNITY FCU |
|---|---|
| Address | BENTON, KY 42025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | 1206 VALLEY RD, BENTON, KY 42025-8420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG585/169 |
|---|---|
| Date | Aug 30, 2006 |
| Book Page | MTG 585/169 |
| Instrument | 176050 |
| Name | BANK OF BENTON |
|---|---|
| Address | BENTON, KY 42025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | 1206 VALLEY RD, BENTON, KY 42025-8420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG550/220 |
|---|---|
| Date | Aug 9, 2005 |
| Book Page | MTG 550/220 |
| Instrument | 165527 |
| Name | BANK OF BENTON |
|---|---|
| Address | BENTON, KY 42025 |
| Amount | Amount Recorded |
|---|---|
| Term | 83 Months |
| Due | Jul 20, 2012 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARSHALL KY |
| Recording Date | Dec 1, 2022 |
| Property Address | 1206 VALLEY RD, BENTON, KY 42025-8420 |
| Document Number | 000502/244 |
| Book / Page | 502 / 244 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 1093046 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 580 STATE ROUTE 945, MAYFIELD, KY 42066-8919 |
| Name | Verified Name |
|---|---|
| Address | 1206 VALLEY RD, BENTON, KY 42025-8420 |
| Document Number | 0001093056 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 1093056 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARSHALL KY |
| Recording Date | Jul 25, 2017 |
| Property Address | 1206 VALLEY RD, BENTON, KY 42025-8420 |
| Document Number | DEED453/209 |
| Book / Page | DEED 453 / 209 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 244, CALVERT CITY, KY 42029-0244 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 620 STATE ROUTE 408 E, HICKORY, KY 42051-9536 |
| Document Number | 0MTG864508 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | MTG 864/508 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | MARSHALL KY |
| Recording Date | Jan 31, 2017 |
| Property Address | 1206 VALLEY RD, BENTON, KY 42025-8420 |
| Document Number | DEED449/237 |
| Book / Page | DEED 449 / 237 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1206 VALLEY RD, 1206, BENTON, KY 42025-8420 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 244, CALVERT CITY, KY 42029-0244 |
Source: Marshall County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Benton City |
| County | Marshall County |
| Unified School District | Marshall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $765.00 (-8.27%) Homeowner's exemption | $135,000 (-) Land $10,000 Building $125,000 | $135,000 (+126.89%) Land $10,000 Building $125,000 |
| 2023 | $834.00 | $135,000 | |
| 2022 | $59,500 Land $9,000 Building $50,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 21 (1979–2016) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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