1206 Topaz Ct, Odenton, MD 21113 Property Records

Anne Arundel County property record for 1206 Topaz Ct, Odenton, MD 21113

Property Summary

Property Type	Condominium
Details	2 ba · 1,377 sqft · built 2004
Lot Size	0.037 acres (1,597 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Feb 2026)
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-813-90217197`

Property Details

APN / Parcel Number

Primary APN	`04-813-90217197`
Alternative APNs	`4-813-90217197` `81390217197`

Interior

Full Baths	2 Baths
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	1,597 sqft (0.037 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	81390217197
Street Address	1206 TOPAZ CT
City	ODENTON
State	MD
Zip	21113-3701
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U 3 BLD 4 PH 4 THE VILLAS/ROCK OAK COND
Legal Subdivision	THE VILLAS/ROCK OAK COND
Legal Phase	4
Legal Block	2
Legal Unit	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2003
Census Tract	740701

Owner

1206 Topaz Ct, a condominium, is owned and occupied by two individuals who bought it in February 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1206 TOPAZ CT, ODENTON, MD 21113-3701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Jan 5, 2024	Intrafamily Transfer, Transfer
Jun 8, 2023	Deed, Transfer CARTER TITLE LLC, CHARTER TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	Jun 8, 2023 · Amount on File
Deed Book / Page	42057 / 233
Prior Transfer Date	Oct 17, 2023
Prior Transfer Doc	0401640001
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 5, 2026
Property Address	1206 TOPAZ CT, ODENTON, MD 21113-3701
Document Number	0420570233
Book / Page	42057 / 233
Map Reference	MB 105 FO 047-049
Instrument Date	Oct 20, 2025
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1206 TOPAZ CT, ODENTON, MD 21113-3701

Mortgage

Document Number	0042057243
Date	Feb 5, 2026
Instrument	42057/243

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Margin	3
Max Rate	11.5%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 5, 2024
Property Address	1206 TOPAZ CT, ODENTON, MD 21113-3701
Document Number	0401640001
Book / Page	40164 / 1
Map Reference	MB 105 FO 047-049
Instrument Date	Oct 17, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1206 TOPAZ CT, ODENTON, MD 21113-3701

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 8, 2023
Property Address	1206 TOPAZ CT, ODENTON, MD 21113-3701
Document Number	0397100365
Book / Page	39710 / 365
Map Reference	MB 105 FO 047-049
Instrument Date	Jun 1, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1206 TOPAZ CT, ODENTON, MD 21113-3701

Tax Assessment & Valuation

The 2025 property tax bill for 1206 Topaz Ct was $4,383, up 2.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,267 (+3.57%)	$426,800 (+10.71%) Land $213,400 Building $213,400
2025	$4,383.00 (+2.17%) Homeowner's exemption	$385,500 Land $192,700 Building $192,800	$385,500 Land $192,700 Building $192,800
2024	$4,290.00 (+44.79%)
2023	$2,963.00 Homeowner's exemption	$344,167	$385,500 Land $192,700 Building $192,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 Topaz Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Topaz Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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