1206 Sterling Ct, Katy, TX 77494 Property Records

Fort Bend County property record for 1206 Sterling Ct, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,592 sqft · built 2005
Lot Size0.287 acres (12,542 sqft)
OwnerIndividual Name on Record
Tax Bill$5,072 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR287099

Property Details

APN / Parcel Number

Primary APNR287099
Alternative APN
  • 9660-04-003-0050-914

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,592 sqft Living Area
1st Floor Area2,464 sqft
2nd Floor Area1,128 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,542 sqft (0.287 acres)
Lot Dimensions122 ft deep x 103 ft wide
Garage TypeAttached
Garage Area639 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area480 sqft
PorchOpen Porch
Porch Area311 sqft
Patio Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR287099
Street Address1206 STERLING CT
CityKATY
StateTX
Zip77494-4222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODCREEK RESERVE SEC 4, BLOCK 3, LOT 5
Legal SubdivisionWOODCREEK RESERVE SEC 4
Legal Block3
Legal Lot Number5
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3050
Census Tract673108

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1206 STERLING CT, KATY, TX 77494-4222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2006
Deed SaleFeb 3, 2006
Deed Document Number2006013605
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address1206 STERLING CT, KATY, TX 77494-4222
Transaction TypeMortgage
Record UpdatedNov 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000172785
DateOct 14, 2021
Instrument2021172785
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 1, 2031

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
MunicipalityKaty City
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,072.00 (-44.74%) Homeowner's exemption Senior Citizen's exemption$636,041 (+9.53%) Land $125,840 Building $510,201$636,041 (-3.16%) Land $125,840 Building $510,201
2024$9,179.00 (+69.2%) Homeowner's exemption Senior Citizen's exemption$580,715 (+1%) Land $125,840 Building $530,963$656,803 (+6.13%) Land $125,840 Building $530,963
2023$5,425.00 (-26.08%) Homeowner's exemption Senior Citizen's exemption$527,923 Land $96,800 Building $522,074$618,874 Land $96,800 Building $522,074
2018$7,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 139 policies
Nearby Flood Policies139 in force
Nearby Flood Claims22 (2016–2017)
Claims Outside the SFHA8 of 22
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 18 claims
  • Severe Storms And Flooding, Apr 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KATY
serves 25,253 people · EPA ID TX1010017
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Skynet.

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