1206 S Main St, Mount Airy, MD 21771 Property Records

Frederick County property record for 1206 S Main St, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,733 sqft · built 1912
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Oct 2019)
Tax Bill$6,139 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-385511

Property Details

APN / Parcel Number

Primary APN18-385511
Alternative APN
  • 385511

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,733 sqft Living Area
Gross Area2,959 sqft
1st Floor Area1,604 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.52 acres)
Garage TypeDetached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area1,037 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number385511
Street Address1206 S MAIN ST
CityMOUNT AIRY
StateMD
Zip21771-5331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 0.52 ACRES SECTION 1 SOUTHWIND ESTATES
Legal SubdivisionSOUTHWIND ESTATES
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division18, WOODVILLE
Census Block Group2
Census Block2001
Census Tract752001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1206 S MAIN ST, MOUNT AIRY, MD 21771-5331
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 2, 2019Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2019 · Amount on Record
Deed SaleOct 2, 2019 · Amount on Record
Prior SaleApr 11, 2008 · Amount on Record
Deed Book / Page13249 / 171
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1206 S MAIN ST, MOUNT AIRY, MD 21771-5331
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148360409
DateMay 4, 2021
Book Page14836/409
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 2, 2019
Property Address1206 S MAIN ST, MOUNT AIRY, MD 21771-5331
Document Number0132490171
Book / Page13249 / 0171
Map ReferenceMB 26 PL 54
Instrument DateSep 19, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyMONOCACY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1206 S MAIN ST, MOUNT AIRY, MD 21771-5331

Mortgage

Document Number0132490180
DateOct 2, 2019
Instrument13249/0180
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityMount Airy Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$462,033 (+16.28%)$489,600 (+20.32%) Land $142,500 Building $347,100
2025$6,139.00 (+13.58%)
2023$5,405.00 Homeowner's exemption$397,333$406,900 Land $121,800 Building $285,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOUNT AIRY
serves 9,890 people · EPA ID MD0060007
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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