1206 S 43rd St, Temple, TX 76504 Property Records

Bell County property record for 1206 S 43rd St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,134 sqft · built 1949
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$3,165,600 (Sep 2022)
Tax Bill	$2,865 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0124930000`

Property Details

APN / Parcel Number

Primary APN	`0124930000`
Alternative APNs	`872638` `74938`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1975
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	144 sqft
Canopy	366 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1206 S 43RD ST
City	TEMPLE
State	TX
Zip	76504-6614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	TEMPLE HEIGHTS, BLOCK 022, LOT 0009
Legal Subdivision	TEMPLE HEIGHTS
Legal Block	22
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1039
Census Tract	21102

Owner

Source: Bell County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	445 HILLTOP RD, TROY, TX 76579-3647
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Quit Claim Deed, Transfer FINANCE OF AMERICA COM'L LLC
Jul 8, 2019	Grant Deed, Transfer SHIRLEY M FRANKLIN
Jul 8, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Feb 27, 2020 · Amount on Record
Deed Document Number	202256009
Prior Transfer Date	Jun 25, 2019
Prior Transfer Doc	0000029616
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Feb 27, 2020
Property Address	1206 S 43RD ST, TEMPLE, TX 76504-6614
Document Number	0000009897
Instrument Date	Feb 27, 2020
Instrument	9897
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1610 S 31ST ST #102-295 TEMPLE TX 765046788, 102-29, TEMPLE, TX 76504-6788

Mortgage

Document Number	9898
Date	Feb 27, 2020
Instrument	9898

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	6230 FAIRVIEW RD # 300, CHARLOTTE, NC 28210-3151

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jul 8, 2019
Property Address	1206 S 43RD ST, TEMPLE, TX 76504-6614
Document Number	0000029616
Instrument Date	Jun 25, 2019
Instrument	29616
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1610 S 31TH ST 102-295 TEMPLE TX 76504, TEMPLE, TX 76504
Investor	Possibly a Property Investor

Mortgage

Document Number	29617
Date	Jul 8, 2019
Instrument	29617

Lender

Name	SHIRLEY M FRANKLIN
Address	1580 GATELY RD, JACKSONVILLE, FL 32225-2502
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jul 8, 2019
Property Address	1206 S 43RD ST, TEMPLE, TX 76504-6614
Document Number	0000029615
Instrument Date	Mar 29, 2019
Instrument	29615
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 GATELY RD JACKSONVILLE FL 322252502, JACKSONVILLE, FL 32225-2502

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,865.00 (-13.81%)	$152,250 (-3.59%) Land $24,150 Building $128,100	$152,250 (-3.59%) Land $24,150 Building $128,100
2023	$3,324.00 (+14.74%)	$157,922 Land $24,150 Building $133,772	$157,922 Land $24,150 Building $133,772
2022	$2,897.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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