1206 Rain Lake Trl, Crosby, TX 77532 Property Records

Harris County property record for 1206 Rain Lake Trl, Crosby, TX 77532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,245 sqft · built 2004
Lot Size	0.759 acres (33,062 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,979 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-809-000-0009`

Property Details

APN / Parcel Number

Primary APN	`104-809-000-0009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,245 sqft Living Area
1st Floor Area	2,245 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	33,062 sqft (0.759 acres)
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1048090000009
Street Address	1206 RAIN LAKE TRL
City	CROSBY
State	TX
Zip	77532-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 5 RUSTIC ACRES SEC 2 U/R
Legal Subdivision	RUSTIC ACRESSEC 2 U/R
Legal Block	5
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHEAST HARRIS
Census Block Group	3
Census Block	3035
Census Tract	251903

Owner

1206 Rain Lake Trl is owned and occupied by two individuals who acquired it in November 2001.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1206 RAIN LAKE TRL, CROSBY, TX 77532-3557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2001
Deed Sale	Nov 20, 2001
Deed Document Number	2001431944
Deed Book / Page	54602 / 2126
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1206 RAIN LAKE TRL, CROSBY, TX 77532-3557
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 RAIN LAKE TRL, CROSBY, TX 77532-3557

Mortgage

Document Number	0000157208
Date	May 2, 2023
Instrument	2023-157208

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1206 Rain Lake Trl was $1,979 with a homeowner's exemption, up 1,043.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Crosby Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,028 (-0.93%) Land $81,857 Building $288,171	$370,028 (-0.93%) Land $81,857 Building $288,171
2025	$1,979.00 (+1,043.93%) Homeowner's exemption	$373,500 Land $81,857 Building $291,643	$373,500 Land $81,857 Building $291,643
2024	$173.00
2023		$379,775 Land $52,091 Building $327,684	$379,775 Land $52,091 Building $327,684
2022	$160.00
2020	$137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 Rain Lake Trl in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 158 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	32 (2008–2024)
Claims Outside the SFHA	18 of 32
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Tropical Storm Imelda, Sep 2019 · 7 claims Hurricane Harvey, Aug 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Rain Lake Trl is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY FWSD 58 serves 1,968 people · EPA ID TX1010209
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Optimum, T-Mobile.

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