1206 Pennington Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 1206 Pennington Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,384 sqft · built 1946
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2022)
Tax Bill	$2,729 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`653802791439`

Property Details

APN / Parcel Number

Primary APN	`653802791439`
Alternative APNs	`1538823` `25096` `29240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,383 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	178 ft deep x 100 ft wide
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	1538823
Street Address	1206 PENNINGTON RD
City	ALBEMARLE
State	NC
Zip	28001-8362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	HSE 1206 PENNINGTON RD 653807006
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	2
Census Block	2030
Census Tract	930500

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1206 PENNINGTON RD, ALBEMARLE, NC 28001-8362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	2022447155
Deed Book / Page	1787 / 50
Prior Transfer Date	Sep 5, 2008
Prior Transfer Doc	0000312606
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	1206 PENNINGTON RD, ALBEMARLE, NC 28001-8362
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 PENNINGTON RD, ALBEMARLE, NC 28001-8362

Mortgage

Document Number	0000479443
Date	Jul 21, 2025
Book Page	1889/219
Instrument	479443

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 20, 2022
Property Address	1206 PENNINGTON RD, ALBEMARLE, NC 28001-8362
Document Number	0000447155
Book / Page	1787 / 50
Map Reference	MB 1249 PG 674
Instrument Date	May 19, 2022
Instrument	447155
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 PENNINGTON RD, ALBEMARLE, NC 28001-8362

Mortgage

Document Number	0000447156
Date	May 20, 2022
Instrument	447156

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,729.00 (+210.82%)	$243,692 (+238.31%) Land $17,820 Building $225,872	$243,692 (+238.31%) Land $17,820 Building $225,872
2023	$878.00 (+367.02%)	$72,033 (-) Land $9,072 Building $62,961	$72,033 (-) Land $9,072 Building $62,961
2022	$188.00	$72,033 Land $9,072 Building $62,961	$72,033 Land $9,072 Building $62,961

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Pennington Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures