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1206 Navel Rd, Bartow, FL 33830 Property Records

Polk County property record for 1206 Navel Rd, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,828 sqft · built 2025
Lot Size0.259 acres (11,265 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Sep 2025)
Tax Bill$888 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-35-363488-000610

Property Details

APN / Parcel Number

Primary APN25-29-35-363488-000610
Alternative APN
  • 352925363488000610

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,828 sqft Living Area
Gross Area2,308 sqft
1st Floor Area1,828 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area11,265 sqft (0.259 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area480 sqft
PorchSlab

Location & Zoning

Street Address1206 NAVEL RD
CityBARTOW
StateFL
Zip33830-8770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAND LAKE GROVES PHASE 1 PB 202 PGS 32-34 LOT 61
Legal SubdivisionSAND LAKE GROVES PHASE 1
Legal Lot Number61
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2021
Census Tract14501

Owner

1206 Navel Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Polk County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1206 NAVEL RD, BARTOW, FL 33830-8770
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2025 · Amount on File
Deed SaleSep 9, 2025 · Amount on File
Prior SaleApr 10, 2025 · Amount on File
Deed Document Number2025210886
Deed Book / Page13691 / 2119
Record UpdatedOct 29, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateSep 9, 2025
Property Address1206 NAVEL RD, BARTOW, FL 33830-8770
Document Number0000210886
Book / Page13691 / 2119
Map ReferenceMB 202 PG 32-34
Instrument DateSep 3, 2025
Instrument2025210886
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 1, 2025
Title CompanyINSURED TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

NameVerified Name
Address1206 NAVEL RD, BARTOW, FL 33830-8770

Mortgage

Document Number0136912121
DateSep 9, 2025
Instrument13691/2121
Lender
NameACRISURE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1206 Navel Rd was $888, up 12.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,216 (+575.79%) Land $60,000 Building $252,216$312,216 (+467.67%) Land $60,000 Building $252,216
2025$888.00 (+12.12%)$46,200$55,000 Land $55,000
2024$792.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1206 Navel Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims23 (1979–2022)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Navel Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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